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ZipNumbers

Rockland County · New York

ZIP code 10977

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 10977 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
71,465

ZCTA residents

Median income
$77,724

Household, past 12 months

Median home
$602,300

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 10977 sits in Rockland County, New York and is home to 71,465 people. Median household income is $77,724, the median home is worth $602,300 and median gross rent is $1,711. 45.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Rockland County

FIPS 36087

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 10977

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
71,465ZIP 10977 residents
Median household income
$77,724Past 12 months, inflation adjusted
Median home value
$602,300Owner-occupied units
Median gross rent
$1,711Rent plus utilities, monthly
Median age
24.8 yrsAll residents
Homeownership rate
45.9%Owner-occupied households

Sales tax in 10977

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
7.7×Home value ÷ household income
Est. mortgage
$3,125/mo20% down, 30-yr at 6.75%
Poverty rate
29.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 10977 compares

ZIP 10977 against the median ZIP in Rockland County and across New York.

MeasureZIP 10977County medianState medianvs state
Median household income$77,724$118,445$79,429-2%
Median home value$602,300$560,200$232,800+159%
Median gross rent$1,711$1,852$1,125+52%
Population71,4657,1682,819+2435%

Medians are computed across the 26 ZIP areas in Rockland County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 47% of 1,625 state ZIPs

#858
Home value

above 81% of 1,631 state ZIPs

#308
Population

larger than 98% of 1,824 state ZIPs

#38

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13364Madison County$77,739$127,000
11955Suffolk County$77,692$466,500$2,215
14724Chautauqua County$77,679$163,500$719
12423Greene County$77,672$216,700$715
12828Washington County$77,776$213,600$1,147
14717Allegany County$77,813$149,000$668

Nearby ZIP codes

Other ZIP codes filed under Rockland County.

ZIP 10977 questions

Common questions about this ZIP code.

Where is ZIP code 10977?
ZIP 10977 lies mostly in Rockland County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 10977?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 10977 expensive to live in?
Median rent runs $1,711 a month, about 26% of median household income, and the median home is worth $602,300+159% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 10977, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.