
Orange County · New York
ZIP code 10969
- Population
- 1,333
- Median income
- $154,127
- Median home
- $397,700
- Sales tax
- 4%
ZCTA residents
Household, past 12 months
Owner-occupied value
New York state rate
Quick answer
ZIP 10969 sits in Orange County, New York and is home to 1,333 people. Median household income is $154,127, the median home is worth $397,700 and median gross rent is —. 96% of households own their home, and purchases are taxed at 4% (New York state rate).
- County
- Orange County
- State
- New York (NY)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 36071
1,826 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 10969
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 1,333ZIP 10969 residents
- Median household income
- $154,127Past 12 months, inflation adjusted
- Median home value
- $397,700Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 36.1 yrsAll residents
- Homeownership rate
- 96%Owner-occupied households
ZIP 10969 in context
How this area compares with national benchmarks.
ZIP 10969 is a small town in Orange County, New York, with 1,333 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1206 of 1,824 ranked by population — larger than 33% of them. The median age here is 36.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 10969 earn a median of $154,127 a year, 96.2% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 2.9% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 10969 is valued at $397,700, 31.1% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 96% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
The Census withheld gross rent for ZIP 10969 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 10969 in context
How 10969 sits inside Orange County and New York.
ZIP 10969 is tabulated inside Orange County, New York, one of 46 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 10969 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 10969 reports a median household income of $154,127, 46% above the $105,400 county median, and 94% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $397,700, 6% above the county figure and 71% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
New York charges 4% statewide, and local governments overlapping 10969 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 10969 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 10969
What a purchase inside this ZIP costs at checkout.
New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 10969 compares
ZIP 10969 against the median ZIP in Orange County and across New York.
| Measure | ZIP 10969 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $154,127 | $105,400 | $79,429 | +94% |
| Median home value | $397,700 | $375,200 | $232,800 | +71% |
| Median gross rent | — | $1,606 | $1,125 | — |
| Population | 1,333 | 3,412 | 2,819 | -53% |
Medians are computed across the 46 ZIP areas in Orange County and the 1826 ZIP areas in New York.
Statewide rank
Where this ZIP places among all 1826 New York ZIP areas.
- Income
- #123
- Home value
- #487
- Population
- #1,206
richer than 92% of 1,625 state ZIPs
above 70% of 1,631 state ZIPs
larger than 34% of 1,824 state ZIPs
Comparable ZIP codes
New York ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Orange County.
Adjacent ZIP Codes
Other ZIP codes in Orange County, New York.
ZIP 10969 questions
Common questions about this ZIP code.
- Where is ZIP code 10969?
- ZIP 10969 lies mostly in Orange County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 10969?
- New York charges 4% statewide, plus any county, city or district rate that applies locally.
- Is 10969 expensive to live in?
- Median rent runs — a month, and the median home is worth $397,700 — +71% against the typical New York ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- New York State Department of Taxation and Finance — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.