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ZipNumbers

Colfax County · New Mexico

ZIP code 87728

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 87728 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
464

ZCTA residents

Median income
$37,125

Household, past 12 months

Median home
$85,000

Owner-occupied value

Sales tax
4.875%

New Mexico state rate

Quick answer

ZIP 87728 sits in Colfax County, New Mexico and is home to 464 people. Median household income is $37,125, the median home is worth $85,000 and median gross rent is $575. 72% of households own their home, and purchases are taxed at 4.875% (New Mexico state rate).

County
Colfax County

FIPS 35007

State
New Mexico (NM)

372 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 87728

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
464ZIP 87728 residents
Median household income
$37,125Past 12 months, inflation adjusted
Median home value
$85,000Owner-occupied units
Median gross rent
$575Rent plus utilities, monthly
Median age
37.9 yrsAll residents
Homeownership rate
72%Owner-occupied households

Sales tax in 87728

What a purchase inside this ZIP costs at checkout.

Rate applied
4.875%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

New Mexico levies 4.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$441/mo20% down, 30-yr at 6.75%
Poverty rate
8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 87728 compares

ZIP 87728 against the median ZIP in Colfax County and across New Mexico.

MeasureZIP 87728County medianState medianvs state
Median household income$37,125$46,313$53,479-31%
Median home value$85,000$157,000$177,700-52%
Median gross rent$575$697$875-34%
Population464464903-49%

Medians are computed across the 9 ZIP areas in Colfax County and the 372 ZIP areas in New Mexico.

Statewide rank

Where this ZIP places among all 372 New Mexico ZIP areas.

Income

richer than 19% of 276 state ZIPs

#223
Home value

above 15% of 261 state ZIPs

#223
Population

larger than 38% of 372 state ZIPs

#232

Comparable ZIP codes

New Mexico ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
87012Rio Arriba County$37,031$306,300
87102Bernalillo County$37,276$174,400$868
87714Colfax County$36,964$143,500$659
88119De Baca County$37,361$165,400$727
87320McKinley County$37,500$39,300$775
87455San Juan County$36,625$25,600$625

Nearby ZIP codes

Other ZIP codes filed under Colfax County.

ZIP 87728 questions

Common questions about this ZIP code.

Where is ZIP code 87728?
ZIP 87728 lies mostly in Colfax County, New Mexico. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 87728?
New Mexico charges 4.875% statewide, plus any county, city or district rate that applies locally.
Is 87728 expensive to live in?
Median rent runs $575 a month, about 19% of median household income, and the median home is worth $85,000-52% against the typical New Mexico ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 87728, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.