ZIP code 08759

ZIP 08759 is a small city in Ocean County, New Jersey, with 34,290 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #73 of 598 ranked by population — larger than 87% of them. The median age here is 68.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 08759 earn a median of $55,000 a year, 30% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 08759 is valued at $176,600, 41.8% below the national figure, while median gross rent runs $1,324 a month, 5.8% below the national figure, or roughly $15,888 across a full year. A household on the local median income would put about 28.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 87.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 68.1 puts ZIP 08759 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 08759 is tabulated inside Ocean County, New Jersey, one of 29 ZIP areas the Census publishes for that county and 598 across New Jersey. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 08759 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 08759 reports a median household income of $55,000, 46% below the $101,648 county median, and 50% below the $109,182 typical NJ ZIP. Owner-occupied homes are valued at a median of $176,600, 54% below the county figure and 58% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,324 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Jersey charges 6.625% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 08759.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 08759 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.