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Belknap County · New Hampshire

ZIP code 03237

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 03237 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,313

ZCTA residents

Median income
$107,353

Household, past 12 months

Median home
$317,600

Owner-occupied value

Sales tax
0%

New Hampshire state rate

Quick answer

ZIP 03237 sits in Belknap County, New Hampshire and is home to 2,313 people. Median household income is $107,353, the median home is worth $317,600 and median gross rent is —. 93.9% of households own their home, and purchases are taxed at 0% (New Hampshire state rate).

County
Belknap County

FIPS 33001

State
New Hampshire (NH)

246 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 03237

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,313ZIP 03237 residents
Median household income
$107,353Past 12 months, inflation adjusted
Median home value
$317,600Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
43.5 yrsAll residents
Homeownership rate
93.9%Owner-occupied households

ZIP 03237 in context

How this area compares with national benchmarks.

ZIP 03237 is a small town in Belknap County, New Hampshire, with 2,313 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #137 of 246 ranked by population — larger than 44% of them. The median age here is 43.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 03237 earn a median of $107,353 a year, 36.7% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 03237 is valued at $317,600, 4.7% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

The Census withheld gross rent for ZIP 03237 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 03237 in context

How 03237 sits inside Belknap County and New Hampshire.

ZIP 03237 is tabulated inside Belknap County, New Hampshire, one of 13 ZIP areas the Census publishes for that county and 246 across New Hampshire. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 03237 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 03237 reports a median household income of $107,353, 11% above the $97,109 county median, and 16% above the $92,797 typical NH ZIP. Owner-occupied homes are valued at a median of $317,600, 13% below the county figure and 6% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New Hampshire charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 03237.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 03237 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 03237

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

New Hampshire levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,648/mo20% down, 30-yr at 6.75%
Poverty rate
5.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 03237 compares

ZIP 03237 against the median ZIP in Belknap County and across New Hampshire.

MeasureZIP 03237County medianState medianvs state
Median household income$107,353$97,109$92,797+16%
Median home value$317,600$363,200$339,600-6%
Median gross rent—$1,230$1,302—
Population2,3132,9462,738-16%

Medians are computed across the 13 ZIP areas in Belknap County and the 246 ZIP areas in New Hampshire.

Statewide rank

Where this ZIP places among all 246 New Hampshire ZIP areas.

Income

richer than 69% of 235 state ZIPs

#73
Home value

above 44% of 238 state ZIPs

#134
Population

larger than 44% of 246 state ZIPs

#137

Comparable ZIP codes

New Hampshire ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
03106Merrimack County$107,137$371,600$1,638
03063Hillsborough County$106,924$371,700$1,820
03109Hillsborough County$108,060$350,000$1,834
03801Rockingham County$106,520$647,500$1,783
03462Cheshire County$106,417$313,700—
03290Rockingham County$108,459$419,100$2,022

Nearby ZIP codes

Other ZIP codes filed under Belknap County.

Adjacent ZIP Codes

Other ZIP codes in Belknap County, New Hampshire.

ZIP 03237 questions

Common questions about this ZIP code.

Where is ZIP code 03237?
ZIP 03237 lies mostly in Belknap County, New Hampshire. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 03237?
New Hampshire charges 0% statewide.
Is 03237 expensive to live in?
Median rent runs — a month, and the median home is worth $317,600 — -6% against the typical New Hampshire ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 03237, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.