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ZipNumbers

Hillsborough County · New Hampshire

ZIP code 03109

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 03109 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,118

ZCTA residents

Median income
$108,060

Household, past 12 months

Median home
$350,000

Owner-occupied value

Sales tax
0%

Combined state + local

Quick answer

ZIP 03109 sits in Hillsborough County, New Hampshire and is home to 10,118 people. Median household income is $108,060, the median home is worth $350,000 and median gross rent is $1,834. 79.6% of households own their home, and purchases are taxed at 0% combined.

County
Hillsborough County

FIPS 33011

State
New Hampshire (NH)

246 ZIPs covered

Area codes
351, 603, 978

NANPA codes serving this area

Metro area
Manchester

Rate jurisdiction used for tax

The numbers for 03109

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,118ZIP 03109 residents
Median household income
$108,060Past 12 months, inflation adjusted
Median home value
$350,000Owner-occupied units
Median gross rent
$1,834Rent plus utilities, monthly
Median age
43.5 yrsAll residents
Homeownership rate
79.6%Owner-occupied households

Sales tax in 03109

What a purchase inside this ZIP costs at checkout.

Rate applied
0%Manchester jurisdiction stack
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

This ZIP falls inside the Manchester rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,816/mo20% down, 30-yr at 6.75%
Poverty rate
1.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 03109 compares

ZIP 03109 against the median ZIP in Hillsborough County and across New Hampshire.

MeasureZIP 03109County medianState medianvs state
Median household income$108,060$101,633$92,797+16%
Median home value$350,000$369,000$339,600+3%
Median gross rent$1,834$1,443$1,302+41%
Population10,1188,5132,738+270%

Medians are computed across the 34 ZIP areas in Hillsborough County and the 246 ZIP areas in New Hampshire.

Statewide rank

Where this ZIP places among all 246 New Hampshire ZIP areas.

Income

richer than 69% of 235 state ZIPs

#72
Home value

above 53% of 238 state ZIPs

#111
Population

larger than 85% of 246 state ZIPs

#36

Comparable ZIP codes

New Hampshire ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
03290Rockingham County$108,459$419,100$2,022
03237Belknap County$107,353$317,600
03106Merrimack County$107,137$371,600$1,638
03865Rockingham County$109,040$382,100$1,595
03782Sullivan County$109,185$377,100$1,767
03063Hillsborough County$106,924$371,700$1,820

Nearby ZIP codes

Other ZIP codes filed under Hillsborough County.

ZIP 03109 questions

Common questions about this ZIP code.

Where is ZIP code 03109?
ZIP 03109 lies mostly in Hillsborough County, New Hampshire. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 03109?
Purchases are taxed at 0% combined, built from the Manchester jurisdiction stack.
Is 03109 expensive to live in?
Median rent runs $1,834 a month, about 20% of median household income, and the median home is worth $350,000+3% against the typical New Hampshire ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 03109, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.