ZIP code 89501

ZIP 89501 is a small town in Washoe County, Nevada, with 3,641 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #101 of 180 ranked by population — larger than 44% of them. The median age here is 55.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 89501 earn a median of $32,990 a year, 58% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 34.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 89501 is valued at $379,800, 25.2% above the national figure, while median gross rent runs $1,089 a month, 22.5% below the national figure, or roughly $13,068 across a full year. A household on the local median income would put about 39.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 11.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 23.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 11.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 55.6 puts ZIP 89501 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 89501 is tabulated inside Washoe County, Nevada, one of 26 ZIP areas the Census publishes for that county and 180 across Nevada. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 89501 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 89501 reports a median household income of $32,990, 65% below the $93,625 county median, and 56% below the $75,764 typical NV ZIP. Owner-occupied homes are valued at a median of $379,800, 32% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,089 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 89501 carries 8.265% at the register, assembled from the Reno jurisdiction stack: the Nevada state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 89501 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 89501 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.