Skip to content
ZipNumbers

Lewis and Clark County · Montana

ZIP code 59640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 59640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
105

ZCTA residents

Median income
$95,250

Household, past 12 months

Median home
$275,000

Owner-occupied value

Sales tax
0%

Montana state rate

Quick answer

ZIP 59640 sits in Lewis and Clark County, Montana and is home to 105 people. Median household income is $95,250, the median home is worth $275,000 and median gross rent is . 71.7% of households own their home, and purchases are taxed at 0% (Montana state rate).

County
Lewis and Clark County

FIPS 30049

State
Montana (MT)

369 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 59640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
105ZIP 59640 residents
Median household income
$95,250Past 12 months, inflation adjusted
Median home value
$275,000Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
61.4 yrsAll residents
Homeownership rate
71.7%Owner-occupied households

Sales tax in 59640

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Montana levies 0% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,427/mo20% down, 30-yr at 6.75%
Poverty rate
3.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 59640 compares

ZIP 59640 against the median ZIP in Lewis and Clark County and across Montana.

MeasureZIP 59640County medianState medianvs state
Median household income$95,250$70,502$64,375+48%
Median home value$275,000$338,200$268,150+3%
Median gross rent$978$857
Population105468496-79%

Medians are computed across the 11 ZIP areas in Lewis and Clark County and the 369 ZIP areas in Montana.

Statewide rank

Where this ZIP places among all 369 Montana ZIP areas.

Income

richer than 92% of 327 state ZIPs

#27
Home value

above 53% of 312 state ZIPs

#146
Population

larger than 16% of 369 state ZIPs

#311

Comparable ZIP codes

Montana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
59910Lake County$95,227$606,200
59218Roosevelt County$95,368$256,600$961
59477Cascade County$95,938$193,900
59480Cascade County$92,917$268,800$950
59934Lincoln County$91,875$301,600$863
59718Gallatin County$91,852$579,800$1,748

Nearby ZIP codes

Other ZIP codes filed under Lewis and Clark County.

ZIP 59640 questions

Common questions about this ZIP code.

Where is ZIP code 59640?
ZIP 59640 lies mostly in Lewis and Clark County, Montana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 59640?
Montana charges 0% statewide, plus any county, city or district rate that applies locally.
Is 59640 expensive to live in?
Median rent runs a month, and the median home is worth $275,000+3% against the typical Montana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 59640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.