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Lewis and Clark County · Montana

ZIP code 59635

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 59635 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,382

ZCTA residents

Median income
$73,664

Household, past 12 months

Median home
$356,200

Owner-occupied value

Sales tax
0%

Montana state rate

Quick answer

ZIP 59635 sits in Lewis and Clark County, Montana and is home to 8,382 people. Median household income is $73,664, the median home is worth $356,200 and median gross rent is $998. 83.7% of households own their home, and purchases are taxed at 0% (Montana state rate).

County
Lewis and Clark County

FIPS 30049

State
Montana (MT)

369 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 59635

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,382ZIP 59635 residents
Median household income
$73,664Past 12 months, inflation adjusted
Median home value
$356,200Owner-occupied units
Median gross rent
$998Rent plus utilities, monthly
Median age
42.1 yrsAll residents
Homeownership rate
83.7%Owner-occupied households

ZIP 59635 in context

How this area compares with national benchmarks.

ZIP 59635 is a mid-size town in Lewis and Clark County, Montana, with 8,382 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #33 of 369 ranked by population — larger than 91% of them. The median age here is 42.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 59635 earn a median of $73,664 a year, 6.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 59635 is valued at $356,200, 17.4% above the national figure, while median gross rent runs $998 a month, 29% below the national figure, or roughly $11,976 across a full year. A household on the local median income would put about 16.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 83.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 59635 in context

How 59635 sits inside Lewis and Clark County and Montana.

ZIP 59635 is tabulated inside Lewis and Clark County, Montana, one of 11 ZIP areas the Census publishes for that county and 369 across Montana. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 59635 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 59635 reports a median household income of $73,664, 4% above the $70,502 county median, and 14% above the $64,375 typical MT ZIP. Owner-occupied homes are valued at a median of $356,200, 5% above the county figure and 33% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $998 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Montana charges 0% statewide, and local governments overlapping 59635 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 59635 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 59635

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Montana levies 0% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
4.8×Home value ÷ household income
Est. mortgage
$1,848/mo20% down, 30-yr at 6.75%
Poverty rate
11.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 59635 compares

ZIP 59635 against the median ZIP in Lewis and Clark County and across Montana.

MeasureZIP 59635County medianState medianvs state
Median household income$73,664$70,502$64,375+14%
Median home value$356,200$338,200$268,150+33%
Median gross rent$998$978$857+16%
Population8,382468496+1590%

Medians are computed across the 11 ZIP areas in Lewis and Clark County and the 369 ZIP areas in Montana.

Statewide rank

Where this ZIP places among all 369 Montana ZIP areas.

Income

richer than 66% of 327 state ZIPs

#110
Home value

above 73% of 312 state ZIPs

#84
Population

larger than 91% of 369 state ZIPs

#33

Comparable ZIP codes

Montana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
59317Powder River County$73,750$161,400$603
59912Flathead County$73,515$438,000$1,052
59638Jefferson County$73,375$269,000—
59523Blaine County$74,107$200,700$739
59105Yellowstone County$74,572$314,900$1,261
59820Mineral County$72,586$332,000$1,000

Nearby ZIP codes

Other ZIP codes filed under Lewis and Clark County.

Adjacent ZIP Codes

Other ZIP codes in Lewis and Clark County, Montana.

ZIP 59635 questions

Common questions about this ZIP code.

Where is ZIP code 59635?
ZIP 59635 lies mostly in Lewis and Clark County, Montana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 59635?
Montana charges 0% statewide, plus any county, city or district rate that applies locally.
Is 59635 expensive to live in?
Median rent runs $998 a month, about 16% of median household income, and the median home is worth $356,200 — +33% against the typical Montana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 59635, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.