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ZipNumbers

Fergus County · Montana

ZIP code 59489

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 59489 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
330

ZCTA residents

Median income
$61,288

Household, past 12 months

Median home

Owner-occupied value

Sales tax
0%

Montana state rate

Quick answer

ZIP 59489 sits in Fergus County, Montana and is home to 330 people. Median household income is $61,288, the median home is worth and median gross rent is $561. 90% of households own their home, and purchases are taxed at 0% (Montana state rate).

County
Fergus County

FIPS 30027

State
Montana (MT)

369 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 59489

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
330ZIP 59489 residents
Median household income
$61,288Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
$561Rent plus utilities, monthly
Median age
53.5 yrsAll residents
Homeownership rate
90%Owner-occupied households

Sales tax in 59489

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Montana levies 0% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
5.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 59489 compares

ZIP 59489 against the median ZIP in Fergus County and across Montana.

MeasureZIP 59489County medianState medianvs state
Median household income$61,288$60,485$64,375-5%
Median home value$208,200$268,150
Median gross rent$561$823$857-35%
Population330330496-33%

Medians are computed across the 9 ZIP areas in Fergus County and the 369 ZIP areas in Montana.

Statewide rank

Where this ZIP places among all 369 Montana ZIP areas.

Income

richer than 44% of 327 state ZIPs

#184
Home value

Not published

Population

larger than 41% of 369 state ZIPs

#218

Comparable ZIP codes

Montana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
59745Madison County$61,250
59826Missoula County$61,364$491,900$933
59274McCone County$61,375$112,500
59026Carbon County$61,477$345,500
59925Flathead County$61,065$366,300$927
59472Cascade County$61,023$267,500$1,100

Nearby ZIP codes

Other ZIP codes filed under Fergus County.

ZIP 59489 questions

Common questions about this ZIP code.

Where is ZIP code 59489?
ZIP 59489 lies mostly in Fergus County, Montana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 59489?
Montana charges 0% statewide, plus any county, city or district rate that applies locally.
Is 59489 expensive to live in?
Median rent runs $561 a month, about 11% of median household income, and the median home is worth against the typical Montana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 59489, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.