ZIP code 59485

ZIP 59485 is a very small community in Cascade County, Montana, with 767 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #148 of 369 ranked by population — larger than 60% of them. The median age here is 43.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 59485 earn a median of $88,292 a year, 12.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 59485 is valued at $289,000, 4.7% below the national figure, while median gross rent runs $2,200 a month, 56.5% above the national figure, or roughly $26,400 across a full year. A household on the local median income would put about 29.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 91.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 767 residents, a handful of survey responses moves every median on this page. Compare ZIP 59485 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 59485 is tabulated inside Cascade County, Montana, one of 15 ZIP areas the Census publishes for that county and 369 across Montana. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 59485 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 59485 reports a median household income of $88,292, 17% above the $75,410 county median, and 37% above the $64,375 typical MT ZIP. Owner-occupied homes are valued at a median of $289,000, 8% above the county figure and 8% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,200 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Montana charges 0% statewide, and local governments overlapping 59485 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 59485 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.