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Yellowstone County · Montana

ZIP code 59106

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 59106 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,232

ZCTA residents

Median income
$122,374

Household, past 12 months

Median home
$483,100

Owner-occupied value

Sales tax
0%

Combined state + local

Quick answer

ZIP 59106 sits in Yellowstone County, Montana and is home to 20,232 people. Median household income is $122,374, the median home is worth $483,100 and median gross rent is $1,380. 79.6% of households own their home, and purchases are taxed at 0% combined.

County
Yellowstone County

FIPS 30111

State
Montana (MT)

369 ZIPs covered

Area codes
406

NANPA codes serving this area

Metro area
Billings

Rate jurisdiction used for tax

The numbers for 59106

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,232ZIP 59106 residents
Median household income
$122,374Past 12 months, inflation adjusted
Median home value
$483,100Owner-occupied units
Median gross rent
$1,380Rent plus utilities, monthly
Median age
40.8 yrsAll residents
Homeownership rate
79.6%Owner-occupied households

ZIP 59106 in context

How this area compares with national benchmarks.

ZIP 59106 is a mid-size town in Yellowstone County, Montana, with 20,232 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #15 of 369 ranked by population — larger than 96% of them. The median age here is 40.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 59106 earn a median of $122,374 a year, 55.8% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 59106 is valued at $483,100, 59.2% above the national figure, while median gross rent runs $1,380 a month, 1.8% below the national figure, or roughly $16,560 across a full year. A household on the local median income would put about 13.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 59106 in context

How 59106 sits inside Yellowstone County and Montana.

ZIP 59106 is tabulated inside Yellowstone County, Montana, one of 12 ZIP areas the Census publishes for that county and 369 across Montana. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 59106 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 59106 reports a median household income of $122,374, 69% above the $72,411 county median, and 90% above the $64,375 typical MT ZIP. Owner-occupied homes are valued at a median of $483,100, 55% above the county figure and 80% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,380 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 59106 carries 0% at the register, assembled from the Billings jurisdiction stack: the Montana state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 59106 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 59106 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 59106

What a purchase inside this ZIP costs at checkout.

Rate applied
0%Billings jurisdiction stack
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

This ZIP falls inside the Billings rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$2,507/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 59106 compares

ZIP 59106 against the median ZIP in Yellowstone County and across Montana.

MeasureZIP 59106County medianState medianvs state
Median household income$122,374$72,411$64,375+90%
Median home value$483,100$311,150$268,150+80%
Median gross rent$1,380$1,119$857+61%
Population20,2323,119496+3979%

Medians are computed across the 12 ZIP areas in Yellowstone County and the 369 ZIP areas in Montana.

Statewide rank

Where this ZIP places among all 369 Montana ZIP areas.

Income

richer than 96% of 327 state ZIPs

#12
Home value

above 88% of 312 state ZIPs

#37
Population

larger than 96% of 369 state ZIPs

#15

Comparable ZIP codes

Montana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
59634Jefferson County$120,881$500,700$1,161
59716Madison County$135,396$868,600$1,705
59803Missoula County$108,992$492,900$1,194
59037Yellowstone County$103,292$326,100$1,119
59031Big Horn County$143,750$118,800—
59218Roosevelt County$95,368$256,600$961

Nearby ZIP codes

Other ZIP codes filed under Yellowstone County.

Adjacent ZIP Codes

Other ZIP codes in Yellowstone County, Montana.

ZIP 59106 questions

Common questions about this ZIP code.

Where is ZIP code 59106?
ZIP 59106 lies mostly in Yellowstone County, Montana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 59106?
Purchases are taxed at 0% combined, built from the Billings jurisdiction stack.
Is 59106 expensive to live in?
Median rent runs $1,380 a month, about 14% of median household income, and the median home is worth $483,100 — +80% against the typical Montana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 59106, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.