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Saline County · Missouri

ZIP code 65344

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65344 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
176

ZCTA residents

Median income
$62,500

Household, past 12 months

Median home
$225,000

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65344 sits in Saline County, Missouri and is home to 176 people. Median household income is $62,500, the median home is worth $225,000 and median gross rent is —. 80.6% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Saline County

FIPS 29195

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65344

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
176ZIP 65344 residents
Median household income
$62,500Past 12 months, inflation adjusted
Median home value
$225,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
41.2 yrsAll residents
Homeownership rate
80.6%Owner-occupied households

ZIP 65344 in context

How this area compares with national benchmarks.

ZIP 65344 is a very small community in Saline County, Missouri, with 176 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #920 of 1,035 ranked by population — larger than 11% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 65344 earn a median of $62,500 a year, 20.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 65344 is valued at $225,000, 25.8% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 80.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 176 residents, a handful of survey responses moves every median on this page. Compare ZIP 65344 against its county rather than against national figures.

The Census withheld gross rent for ZIP 65344 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 65344 in context

How 65344 sits inside Saline County and Missouri.

ZIP 65344 is tabulated inside Saline County, Missouri, one of 10 ZIP areas the Census publishes for that county and 1,035 across Missouri. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 65344 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 65344 reports a median household income of $62,500, 13% above the $55,127 county median, and 3% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $225,000, 81% above the county figure and 39% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 65344 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 65344 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 65344

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,167/mo20% down, 30-yr at 6.75%
Poverty rate
8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65344 compares

ZIP 65344 against the median ZIP in Saline County and across Missouri.

MeasureZIP 65344County medianState medianvs state
Median household income$62,500$55,127$60,651+3%
Median home value$225,000$124,250$162,000+39%
Median gross rent—$730$805—
Population1764931,453-88%

Medians are computed across the 10 ZIP areas in Saline County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 55% of 958 state ZIPs

#434
Home value

above 79% of 933 state ZIPs

#195
Population

larger than 11% of 1,035 state ZIPs

#920

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63380Warren County$62,500$199,500$950
65641Barry County$62,529$202,400—
64427Andrew County$62,448$176,600$808
65705Lawrence County$62,602$159,200$822
65066Gasconade County$62,321$160,900$667
64484Buchanan County$62,692$123,600$820

Nearby ZIP codes

Other ZIP codes filed under Saline County.

Adjacent ZIP Codes

Other ZIP codes in Saline County, Missouri.

ZIP 65344 questions

Common questions about this ZIP code.

Where is ZIP code 65344?
ZIP 65344 lies mostly in Saline County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65344?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65344 expensive to live in?
Median rent runs — a month, and the median home is worth $225,000 — +39% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65344, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.