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Lawrence County · Missouri

ZIP code 65705

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65705 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,703

ZCTA residents

Median income
$62,602

Household, past 12 months

Median home
$159,200

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65705 sits in Lawrence County, Missouri and is home to 4,703 people. Median household income is $62,602, the median home is worth $159,200 and median gross rent is $822. 66.7% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Lawrence County

FIPS 29109

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65705

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,703ZIP 65705 residents
Median household income
$62,602Past 12 months, inflation adjusted
Median home value
$159,200Owner-occupied units
Median gross rent
$822Rent plus utilities, monthly
Median age
38.9 yrsAll residents
Homeownership rate
66.7%Owner-occupied households

ZIP 65705 in context

How this area compares with national benchmarks.

ZIP 65705 is a small town in Lawrence County, Missouri, with 4,703 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #295 of 1,035 ranked by population — larger than 71% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 65705 earn a median of $62,602 a year, 20.3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 65705 is valued at $159,200, 47.5% below the national figure, while median gross rent runs $822 a month, 41.5% below the national figure, or roughly $9,864 across a full year. A household on the local median income would put about 15.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 65705 in context

How 65705 sits inside Lawrence County and Missouri.

ZIP 65705 is tabulated inside Lawrence County, Missouri, one of 9 ZIP areas the Census publishes for that county and 1,035 across Missouri. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 65705 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 65705 reports a median household income of $62,602, close to the $61,832 county median, and 3% above the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $159,200, close to the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $822 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 65705 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 65705 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 65705

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$826/mo20% down, 30-yr at 6.75%
Poverty rate
11.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65705 compares

ZIP 65705 against the median ZIP in Lawrence County and across Missouri.

MeasureZIP 65705County medianState medianvs state
Median household income$62,602$61,832$60,651+3%
Median home value$159,200$159,200$162,000-2%
Median gross rent$822$822$805+2%
Population4,7031,0801,453+224%

Medians are computed across the 9 ZIP areas in Lawrence County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 55% of 958 state ZIPs

#432
Home value

above 48% of 933 state ZIPs

#485
Population

larger than 71% of 1,035 state ZIPs

#295

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
65641Barry County$62,529$202,400—
64484Buchanan County$62,692$123,600$820
63380Warren County$62,500$199,500$950
64427Andrew County$62,448$176,600$808
63537Knox County$62,829$104,800$666
65066Gasconade County$62,321$160,900$667

Nearby ZIP codes

Other ZIP codes filed under Lawrence County.

Adjacent ZIP Codes

Other ZIP codes in Lawrence County, Missouri.

ZIP 65705 questions

Common questions about this ZIP code.

Where is ZIP code 65705?
ZIP 65705 lies mostly in Lawrence County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65705?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65705 expensive to live in?
Median rent runs $822 a month, about 16% of median household income, and the median home is worth $159,200 — -2% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65705, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.