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Saline County · Missouri

ZIP code 65351

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 65351 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,224

ZCTA residents

Median income
$53,720

Household, past 12 months

Median home
$118,100

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 65351 sits in Saline County, Missouri and is home to 2,224 people. Median household income is $53,720, the median home is worth $118,100 and median gross rent is $730. 73.5% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Saline County

FIPS 29195

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 65351

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,224ZIP 65351 residents
Median household income
$53,720Past 12 months, inflation adjusted
Median home value
$118,100Owner-occupied units
Median gross rent
$730Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
73.5%Owner-occupied households

ZIP 65351 in context

How this area compares with national benchmarks.

ZIP 65351 is a small town in Saline County, Missouri, with 2,224 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #428 of 1,035 ranked by population — larger than 58% of them. The median age here is 38.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 65351 earn a median of $53,720 a year, 31.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 65351 is valued at $118,100, 61.1% below the national figure, while median gross rent runs $730 a month, 48.1% below the national figure, or roughly $8,760 across a full year. A household on the local median income would put about 16.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 65351 in context

How 65351 sits inside Saline County and Missouri.

ZIP 65351 is tabulated inside Saline County, Missouri, one of 10 ZIP areas the Census publishes for that county and 1,035 across Missouri. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 65351 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 65351 reports a median household income of $53,720, 3% below the $55,127 county median, and 11% below the $60,651 typical MO ZIP. Owner-occupied homes are valued at a median of $118,100, 5% below the county figure and 27% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $730 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Missouri charges 4.225% statewide, and local governments overlapping 65351 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 65351 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 65351

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$613/mo20% down, 30-yr at 6.75%
Poverty rate
11.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 65351 compares

ZIP 65351 against the median ZIP in Saline County and across Missouri.

MeasureZIP 65351County medianState medianvs state
Median household income$53,720$55,127$60,651-11%
Median home value$118,100$124,250$162,000-27%
Median gross rent$730$730$805-9%
Population2,2244931,453+53%

Medians are computed across the 10 ZIP areas in Saline County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 32% of 958 state ZIPs

#648
Home value

above 29% of 933 state ZIPs

#661
Population

larger than 59% of 1,035 state ZIPs

#428

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63739Cape Girardeau County$53,750$133,100—
64468Nodaway County$53,757$200,300$772
64402Gentry County$53,661$101,700$534
63339Pike County$53,654$198,200$725
65789Howell County$53,646$154,700$672
65248Howard County$53,797$141,600$838

Nearby ZIP codes

Other ZIP codes filed under Saline County.

Adjacent ZIP Codes

Other ZIP codes in Saline County, Missouri.

ZIP 65351 questions

Common questions about this ZIP code.

Where is ZIP code 65351?
ZIP 65351 lies mostly in Saline County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 65351?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 65351 expensive to live in?
Median rent runs $730 a month, about 16% of median household income, and the median home is worth $118,100 — -27% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 65351, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.