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ZipNumbers

Lafayette County · Missouri

ZIP code 64097

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 64097 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,117

ZCTA residents

Median income
$88,750

Household, past 12 months

Median home
$224,600

Owner-occupied value

Sales tax
4.225%

Missouri state rate

Quick answer

ZIP 64097 sits in Lafayette County, Missouri and is home to 1,117 people. Median household income is $88,750, the median home is worth $224,600 and median gross rent is $1,004. 82.8% of households own their home, and purchases are taxed at 4.225% (Missouri state rate).

County
Lafayette County

FIPS 29107

State
Missouri (MO)

1,035 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 64097

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,117ZIP 64097 residents
Median household income
$88,750Past 12 months, inflation adjusted
Median home value
$224,600Owner-occupied units
Median gross rent
$1,004Rent plus utilities, monthly
Median age
41.2 yrsAll residents
Homeownership rate
82.8%Owner-occupied households

Sales tax in 64097

What a purchase inside this ZIP costs at checkout.

Rate applied
4.225%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

Missouri levies 4.225% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$1,165/mo20% down, 30-yr at 6.75%
Poverty rate
7.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 64097 compares

ZIP 64097 against the median ZIP in Lafayette County and across Missouri.

MeasureZIP 64097County medianState medianvs state
Median household income$88,750$83,090$60,651+46%
Median home value$224,600$183,050$162,000+39%
Median gross rent$1,004$880$805+25%
Population1,1171,1571,453-23%

Medians are computed across the 12 ZIP areas in Lafayette County and the 1035 ZIP areas in Missouri.

Statewide rank

Where this ZIP places among all 1035 Missouri ZIP areas.

Income

richer than 87% of 958 state ZIPs

#121
Home value

above 79% of 933 state ZIPs

#197
Population

larger than 43% of 1,035 state ZIPs

#592

Comparable ZIP codes

Missouri ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
63072Franklin County$88,686$198,700$1,141
63091Gasconade County$88,566$226,200$493
64029Jackson County$89,074$284,700$1,369
65256Boone County$88,315$241,600$648
64062Ray County$89,306$230,700$1,063
65054Osage County$89,427$214,400

Nearby ZIP codes

Other ZIP codes filed under Lafayette County.

ZIP 64097 questions

Common questions about this ZIP code.

Where is ZIP code 64097?
ZIP 64097 lies mostly in Lafayette County, Missouri. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 64097?
Missouri charges 4.225% statewide, plus any county, city or district rate that applies locally.
Is 64097 expensive to live in?
Median rent runs $1,004 a month, about 14% of median household income, and the median home is worth $224,600+39% against the typical Missouri ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 64097, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.