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Harrison County · Mississippi

ZIP code 39530

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39530 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,836

ZCTA residents

Median income
$39,755

Household, past 12 months

Median home
$149,600

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39530 sits in Harrison County, Mississippi and is home to 7,836 people. Median household income is $39,755, the median home is worth $149,600 and median gross rent is $821. 53.2% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Harrison County

FIPS 28047

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39530

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,836ZIP 39530 residents
Median household income
$39,755Past 12 months, inflation adjusted
Median home value
$149,600Owner-occupied units
Median gross rent
$821Rent plus utilities, monthly
Median age
41.3 yrsAll residents
Homeownership rate
53.2%Owner-occupied households

ZIP 39530 in context

How this area compares with national benchmarks.

ZIP 39530 is a mid-size town in Harrison County, Mississippi, with 7,836 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #118 of 427 ranked by population — larger than 72% of them. The median age here is 41.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 39530 earn a median of $39,755 a year, 49.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 29.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 39530 is valued at $149,600, 50.7% below the national figure, while median gross rent runs $821 a month, 41.6% below the national figure, or roughly $9,852 across a full year. A household on the local median income would put about 24.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 53.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39530 in context

How 39530 sits inside Harrison County and Mississippi.

ZIP 39530 is tabulated inside Harrison County, Mississippi, one of 11 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39530 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39530 reports a median household income of $39,755, 37% below the $62,884 county median, and 19% below the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $149,600, 24% below the county figure and 31% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $821 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 39530 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39530 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39530

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$776/mo20% down, 30-yr at 6.75%
Poverty rate
29.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39530 compares

ZIP 39530 against the median ZIP in Harrison County and across Mississippi.

MeasureZIP 39530County medianState medianvs state
Median household income$39,755$62,884$49,375-19%
Median home value$149,600$196,350$113,850+31%
Median gross rent$821$1,077$795+3%
Population7,83617,5122,742+186%

Medians are computed across the 11 ZIP areas in Harrison County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 27% of 379 state ZIPs

#275
Home value

above 71% of 378 state ZIPs

#110
Population

larger than 72% of 427 state ZIPs

#118

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38967Montgomery County$39,632$124,700$676
39663Lawrence County$39,911$95,900$834
38666Panola County$40,077$86,600$732
39401Forrest County$40,287$120,100$932
38951Calhoun County$39,161$56,100$942
39631Wilkinson County$39,125$58,200$540

Nearby ZIP codes

Other ZIP codes filed under Harrison County.

Adjacent ZIP Codes

Other ZIP codes in Harrison County, Mississippi.

ZIP 39530 questions

Common questions about this ZIP code.

Where is ZIP code 39530?
ZIP 39530 lies mostly in Harrison County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39530?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39530 expensive to live in?
Median rent runs $821 a month, about 25% of median household income, and the median home is worth $149,600 — +31% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39530, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.