
Hancock County · Mississippi
ZIP code 39525
- Population
- 9,338
- Median income
- $86,208
- Median home
- $236,700
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Mississippi state rate
Quick answer
ZIP 39525 sits in Hancock County, Mississippi and is home to 9,338 people. Median household income is $86,208, the median home is worth $236,700 and median gross rent is $1,571. 89.3% of households own their home, and purchases are taxed at 7% (Mississippi state rate).
- County
- Hancock County
- State
- Mississippi (MS)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 28045
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 39525
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 9,338ZIP 39525 residents
- Median household income
- $86,208Past 12 months, inflation adjusted
- Median home value
- $236,700Owner-occupied units
- Median gross rent
- $1,571Rent plus utilities, monthly
- Median age
- 52.2 yrsAll residents
- Homeownership rate
- 89.3%Owner-occupied households
ZIP 39525 in context
How this area compares with national benchmarks.
ZIP 39525 is a mid-size town in Hancock County, Mississippi, with 9,338 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #102 of 427 ranked by population — larger than 76% of them. The median age here is 52.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 39525 earn a median of $86,208 a year, 9.8% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.4% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 39525 is valued at $236,700, 22% below the national figure, while median gross rent runs $1,571 a month, 11.7% above the national figure, or roughly $18,852 across a full year. A household on the local median income would put about 21.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 89.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
A median age of 52.2 puts ZIP 39525 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 39525 in context
How 39525 sits inside Hancock County and Mississippi.
ZIP 39525 is tabulated inside Hancock County, Mississippi, one of 6 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39525 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 39525 reports a median household income of $86,208, 32% above the $65,139 county median, and 75% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $236,700, 17% above the county figure and 108% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,571 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Mississippi charges 7% statewide, and local governments overlapping 39525 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39525 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 39525
What a purchase inside this ZIP costs at checkout.
Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 39525 compares
ZIP 39525 against the median ZIP in Hancock County and across Mississippi.
| Measure | ZIP 39525 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $86,208 | $65,139 | $49,375 | +75% |
| Median home value | $236,700 | $202,600 | $113,850 | +108% |
| Median gross rent | $1,571 | $1,096 | $795 | +98% |
| Population | 9,338 | 6,916 | 2,742 | +241% |
Medians are computed across the 6 ZIP areas in Hancock County and the 427 ZIP areas in Mississippi.
Statewide rank
Where this ZIP places among all 427 Mississippi ZIP areas.
- Income
- #12
- Home value
- #16
- Population
- #102
richer than 97% of 379 state ZIPs
above 96% of 378 state ZIPs
larger than 76% of 427 state ZIPs
Comparable ZIP codes
Mississippi ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Hancock County.
Adjacent ZIP Codes
Other ZIP codes in Hancock County, Mississippi.
ZIP 39525 questions
Common questions about this ZIP code.
- Where is ZIP code 39525?
- ZIP 39525 lies mostly in Hancock County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 39525?
- Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
- Is 39525 expensive to live in?
- Median rent runs $1,571 a month, about 22% of median household income, and the median home is worth $236,700 — +108% against the typical Mississippi ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Mississippi Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.