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Harrison County · Mississippi

ZIP code 39574

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39574 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
13,830

ZCTA residents

Median income
$69,167

Household, past 12 months

Median home
$191,500

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39574 sits in Harrison County, Mississippi and is home to 13,830 people. Median household income is $69,167, the median home is worth $191,500 and median gross rent is $942. 85.3% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Harrison County

FIPS 28047

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39574

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
13,830ZIP 39574 residents
Median household income
$69,167Past 12 months, inflation adjusted
Median home value
$191,500Owner-occupied units
Median gross rent
$942Rent plus utilities, monthly
Median age
38.7 yrsAll residents
Homeownership rate
85.3%Owner-occupied households

ZIP 39574 in context

How this area compares with national benchmarks.

ZIP 39574 is a mid-size town in Harrison County, Mississippi, with 13,830 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #74 of 427 ranked by population — larger than 82% of them. The median age here is 38.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 39574 earn a median of $69,167 a year, 11.9% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 39574 is valued at $191,500, 36.9% below the national figure, while median gross rent runs $942 a month, 33% below the national figure, or roughly $11,304 across a full year. A household on the local median income would put about 16.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39574 in context

How 39574 sits inside Harrison County and Mississippi.

ZIP 39574 is tabulated inside Harrison County, Mississippi, one of 11 ZIP areas the Census publishes for that county and 427 across Mississippi. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39574 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39574 reports a median household income of $69,167, 10% above the $62,884 county median, and 40% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $191,500, close to the county figure and 68% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $942 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 39574 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39574 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39574

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$994/mo20% down, 30-yr at 6.75%
Poverty rate
16.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39574 compares

ZIP 39574 against the median ZIP in Harrison County and across Mississippi.

MeasureZIP 39574County medianState medianvs state
Median household income$69,167$62,884$49,375+40%
Median home value$191,500$196,350$113,850+68%
Median gross rent$942$1,077$795+18%
Population13,83017,5122,742+404%

Medians are computed across the 11 ZIP areas in Harrison County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 88% of 379 state ZIPs

#45
Home value

above 86% of 378 state ZIPs

#54
Population

larger than 83% of 427 state ZIPs

#74

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38674Tippah County$69,079$86,800—
39705Lowndes County$69,292$225,900$1,046
39573Stone County$69,011$201,100$740
39170Hinds County$69,000$235,700$972
38923Carroll County$68,750$117,700—
38627Lafayette County$69,732$137,500—

Nearby ZIP codes

Other ZIP codes filed under Harrison County.

Adjacent ZIP Codes

Other ZIP codes in Harrison County, Mississippi.

ZIP 39574 questions

Common questions about this ZIP code.

Where is ZIP code 39574?
ZIP 39574 lies mostly in Harrison County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39574?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39574 expensive to live in?
Median rent runs $942 a month, about 16% of median household income, and the median home is worth $191,500 — +68% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39574, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.