Skip to content
ZipNumbers

DeSoto County · Mississippi

ZIP code 38641

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38641 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,102

ZCTA residents

Median income
$85,882

Household, past 12 months

Median home
$217,500

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38641 sits in DeSoto County, Mississippi and is home to 2,102 people. Median household income is $85,882, the median home is worth $217,500 and median gross rent is . 93.1% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
DeSoto County

FIPS 28033

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38641

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,102ZIP 38641 residents
Median household income
$85,882Past 12 months, inflation adjusted
Median home value
$217,500Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
41.5 yrsAll residents
Homeownership rate
93.1%Owner-occupied households

Sales tax in 38641

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$1,129/mo20% down, 30-yr at 6.75%
Poverty rate
18.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38641 compares

ZIP 38641 against the median ZIP in DeSoto County and across Mississippi.

MeasureZIP 38641County medianState medianvs state
Median household income$85,882$88,080$49,375+74%
Median home value$217,500$250,950$113,850+91%
Median gross rent$1,293$795
Population2,10221,2612,742-23%

Medians are computed across the 8 ZIP areas in DeSoto County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 97% of 379 state ZIPs

#13
Home value

above 93% of 378 state ZIPs

#28
Population

larger than 41% of 427 state ZIPs

#251

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39320Lauderdale County$85,804$185,800
39740Lowndes County$85,741$154,500$743
39525Hancock County$86,208$236,700$1,571
39325Lauderdale County$85,077$181,400$988
39565Jackson County$87,417$204,500$1,112
39232Rankin County$83,389$293,000$1,412

Nearby ZIP codes

Other ZIP codes filed under DeSoto County.

ZIP 38641 questions

Common questions about this ZIP code.

Where is ZIP code 38641?
ZIP 38641 lies mostly in DeSoto County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38641?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38641 expensive to live in?
Median rent runs a month, and the median home is worth $217,500+91% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38641, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.