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ZipNumbers

Madison County · Mississippi

ZIP code 39046

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39046 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
29,160

ZCTA residents

Median income
$48,288

Household, past 12 months

Median home
$210,900

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39046 sits in Madison County, Mississippi and is home to 29,160 people. Median household income is $48,288, the median home is worth $210,900 and median gross rent is $879. 58.6% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Madison County

FIPS 28089

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39046

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
29,160ZIP 39046 residents
Median household income
$48,288Past 12 months, inflation adjusted
Median home value
$210,900Owner-occupied units
Median gross rent
$879Rent plus utilities, monthly
Median age
37.2 yrsAll residents
Homeownership rate
58.6%Owner-occupied households

Sales tax in 39046

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
4.4×Home value ÷ household income
Est. mortgage
$1,094/mo20% down, 30-yr at 6.75%
Poverty rate
22.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39046 compares

ZIP 39046 against the median ZIP in Madison County and across Mississippi.

MeasureZIP 39046County medianState medianvs state
Median household income$48,288$55,920$49,375-2%
Median home value$210,900$259,900$113,850+85%
Median gross rent$879$899$795+11%
Population29,1606,3192,742+963%

Medians are computed across the 7 ZIP areas in Madison County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 47% of 379 state ZIPs

#200
Home value

above 91% of 378 state ZIPs

#33
Population

larger than 96% of 427 state ZIPs

#18

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39479Covington County$48,201$115,200$546
39066Hinds County$48,438$142,900$774
39750Webster County$48,019$85,800$615
39355Clarke County$48,591$124,700$870
38847Itawamba County$48,629$88,500$770
38760Washington County$48,929$79,500$652

Nearby ZIP codes

Other ZIP codes filed under Madison County.

ZIP 39046 questions

Common questions about this ZIP code.

Where is ZIP code 39046?
ZIP 39046 lies mostly in Madison County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39046?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39046 expensive to live in?
Median rent runs $879 a month, about 22% of median household income, and the median home is worth $210,900+85% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39046, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.