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Madison County · Mississippi

ZIP code 39071

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39071 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,319

ZCTA residents

Median income
$64,244

Household, past 12 months

Median home
$268,800

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39071 sits in Madison County, Mississippi and is home to 6,319 people. Median household income is $64,244, the median home is worth $268,800 and median gross rent is $624. 71.3% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Madison County

FIPS 28089

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39071

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,319ZIP 39071 residents
Median household income
$64,244Past 12 months, inflation adjusted
Median home value
$268,800Owner-occupied units
Median gross rent
$624Rent plus utilities, monthly
Median age
40 yrsAll residents
Homeownership rate
71.3%Owner-occupied households

ZIP 39071 in context

How this area compares with national benchmarks.

ZIP 39071 is a mid-size town in Madison County, Mississippi, with 6,319 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #131 of 427 ranked by population — larger than 69% of them. The median age here is 40 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 39071 earn a median of $64,244 a year, 18.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 39071 is valued at $268,800, 11.4% below the national figure, while median gross rent runs $624 a month, 55.6% below the national figure, or roughly $7,488 across a full year. A household on the local median income would put about 11.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 71.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39071 in context

How 39071 sits inside Madison County and Mississippi.

ZIP 39071 is tabulated inside Madison County, Mississippi, one of 7 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39071 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39071 reports a median household income of $64,244, 15% above the $55,920 county median, and 30% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $268,800, 3% above the county figure and 136% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $624 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 39071 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39071 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39071

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
4.2×Home value ÷ household income
Est. mortgage
$1,395/mo20% down, 30-yr at 6.75%
Poverty rate
16.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39071 compares

ZIP 39071 against the median ZIP in Madison County and across Mississippi.

MeasureZIP 39071County medianState medianvs state
Median household income$64,244$55,920$49,375+30%
Median home value$268,800$259,900$113,850+136%
Median gross rent$624$899$795-22%
Population6,3196,3192,742+130%

Medians are computed across the 7 ZIP areas in Madison County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 81% of 379 state ZIPs

#72
Home value

above 98% of 378 state ZIPs

#8
Population

larger than 69% of 427 state ZIPs

#131

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38848Monroe County$64,184$185,700—
39364Lauderdale County$64,309$176,900$735
38629Tippah County$64,087$119,300$700
38655Lafayette County$64,423$275,500$1,100
39571Harrison County$64,469$233,000$1,004
38804Lee County$63,837$201,600$858

Nearby ZIP codes

Other ZIP codes filed under Madison County.

Adjacent ZIP Codes

Other ZIP codes in Madison County, Mississippi.

ZIP 39071 questions

Common questions about this ZIP code.

Where is ZIP code 39071?
ZIP 39071 lies mostly in Madison County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39071?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39071 expensive to live in?
Median rent runs $624 a month, about 12% of median household income, and the median home is worth $268,800 — +136% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39071, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.