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Simpson County · Mississippi

ZIP code 39044

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 39044 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,748

ZCTA residents

Median income
$71,250

Household, past 12 months

Median home
$141,600

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 39044 sits in Simpson County, Mississippi and is home to 2,748 people. Median household income is $71,250, the median home is worth $141,600 and median gross rent is $909. 89.8% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Simpson County

FIPS 28127

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 39044

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,748ZIP 39044 residents
Median household income
$71,250Past 12 months, inflation adjusted
Median home value
$141,600Owner-occupied units
Median gross rent
$909Rent plus utilities, monthly
Median age
40.4 yrsAll residents
Homeownership rate
89.8%Owner-occupied households

ZIP 39044 in context

How this area compares with national benchmarks.

ZIP 39044 is a small town in Simpson County, Mississippi, with 2,748 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #213 of 427 ranked by population — larger than 50% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 39044 earn a median of $71,250 a year, 9.3% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 39044 is valued at $141,600, 53.3% below the national figure, while median gross rent runs $909 a month, 35.3% below the national figure, or roughly $10,908 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 39044 in context

How 39044 sits inside Simpson County and Mississippi.

ZIP 39044 is tabulated inside Simpson County, Mississippi, one of 6 ZIP areas the Census publishes for that county and 427 across Mississippi. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 39044 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 39044 reports a median household income of $71,250, 34% above the $53,322 county median, and 44% above the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $141,600, 22% above the county figure and 24% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $909 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 39044 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 39044 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 39044

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$735/mo20% down, 30-yr at 6.75%
Poverty rate
11.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 39044 compares

ZIP 39044 against the median ZIP in Simpson County and across Mississippi.

MeasureZIP 39044County medianState medianvs state
Median household income$71,250$53,322$49,375+44%
Median home value$141,600$116,100$113,850+24%
Median gross rent$909$820$795+14%
Population2,7481,9142,742even

Medians are computed across the 6 ZIP areas in Simpson County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 90% of 379 state ZIPs

#37
Home value

above 67% of 378 state ZIPs

#123
Population

larger than 50% of 427 state ZIPs

#213

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38856Itawamba County$71,250$112,100—
39402Lamar County$71,254$255,400$1,183
39459Jones County$71,209$152,200$504
39426Pearl River County$71,000$202,200$848
38650Union County$70,794$181,100$748
39556Hancock County$71,742$140,600$1,125

Nearby ZIP codes

Other ZIP codes filed under Simpson County.

Adjacent ZIP Codes

Other ZIP codes in Simpson County, Mississippi.

ZIP 39044 questions

Common questions about this ZIP code.

Where is ZIP code 39044?
ZIP 39044 lies mostly in Simpson County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 39044?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 39044 expensive to live in?
Median rent runs $909 a month, about 15% of median household income, and the median home is worth $141,600 — +24% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 39044, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.