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Bolivar County · Mississippi

ZIP code 38773

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38773 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,290

ZCTA residents

Median income
$28,693

Household, past 12 months

Median home
$97,100

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38773 sits in Bolivar County, Mississippi and is home to 2,290 people. Median household income is $28,693, the median home is worth $97,100 and median gross rent is $542. 71.5% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Bolivar County

FIPS 28011

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38773

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,290ZIP 38773 residents
Median household income
$28,693Past 12 months, inflation adjusted
Median home value
$97,100Owner-occupied units
Median gross rent
$542Rent plus utilities, monthly
Median age
53.1 yrsAll residents
Homeownership rate
71.5%Owner-occupied households

ZIP 38773 in context

How this area compares with national benchmarks.

ZIP 38773 is a small town in Bolivar County, Mississippi, with 2,290 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #239 of 427 ranked by population — larger than 44% of them. The median age here is 53.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38773 earn a median of $28,693 a year, 63.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 33.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 38773 is valued at $97,100, 68% below the national figure, while median gross rent runs $542 a month, 61.5% below the national figure, or roughly $6,504 across a full year. A household on the local median income would put about 22.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 71.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 53.1 puts ZIP 38773 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 38773 in context

How 38773 sits inside Bolivar County and Mississippi.

ZIP 38773 is tabulated inside Bolivar County, Mississippi, one of 15 ZIP areas the Census publishes for that county and 427 across Mississippi. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38773 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38773 reports a median household income of $28,693, 25% below the $38,172 county median, and 42% below the $49,375 typical MS ZIP. Owner-occupied homes are valued at a median of $97,100, 13% above the county figure and 15% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $542 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Mississippi charges 7% statewide, and local governments overlapping 38773 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38773 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38773

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$504/mo20% down, 30-yr at 6.75%
Poverty rate
33.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38773 compares

ZIP 38773 against the median ZIP in Bolivar County and across Mississippi.

MeasureZIP 38773County medianState medianvs state
Median household income$28,693$38,172$49,375-42%
Median home value$97,100$85,600$113,850-15%
Median gross rent$542$572$795-32%
Population2,2901,1452,742-16%

Medians are computed across the 15 ZIP areas in Bolivar County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 6% of 379 state ZIPs

#355
Home value

above 35% of 378 state ZIPs

#247
Population

larger than 44% of 427 state ZIPs

#239

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39361Noxubee County$28,838$54,800$414
39701Lowndes County$28,523$121,400$849
38639Coahoma County$28,929$56,800$608
38643Quitman County$28,362$69,000$604
39213Hinds County$28,115$73,600$773
39063Holmes County$27,700$59,600$493

Nearby ZIP codes

Other ZIP codes filed under Bolivar County.

Adjacent ZIP Codes

Other ZIP codes in Bolivar County, Mississippi.

ZIP 38773 questions

Common questions about this ZIP code.

Where is ZIP code 38773?
ZIP 38773 lies mostly in Bolivar County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38773?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38773 expensive to live in?
Median rent runs $542 a month, about 23% of median household income, and the median home is worth $97,100 — -15% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38773, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.