Skip to content
ZipNumbers

Bolivar County · Mississippi

ZIP code 38732

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38732 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,735

ZCTA residents

Median income
$44,239

Household, past 12 months

Median home
$163,000

Owner-occupied value

Sales tax
7%

Mississippi state rate

Quick answer

ZIP 38732 sits in Bolivar County, Mississippi and is home to 16,735 people. Median household income is $44,239, the median home is worth $163,000 and median gross rent is $776. 60% of households own their home, and purchases are taxed at 7% (Mississippi state rate).

County
Bolivar County

FIPS 28011

State
Mississippi (MS)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38732

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,735ZIP 38732 residents
Median household income
$44,239Past 12 months, inflation adjusted
Median home value
$163,000Owner-occupied units
Median gross rent
$776Rent plus utilities, monthly
Median age
35.5 yrsAll residents
Homeownership rate
60%Owner-occupied households

Sales tax in 38732

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$846/mo20% down, 30-yr at 6.75%
Poverty rate
28.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38732 compares

ZIP 38732 against the median ZIP in Bolivar County and across Mississippi.

MeasureZIP 38732County medianState medianvs state
Median household income$44,239$38,172$49,375-10%
Median home value$163,000$85,600$113,850+43%
Median gross rent$776$572$795-2%
Population16,7351,1452,742+510%

Medians are computed across the 15 ZIP areas in Bolivar County and the 427 ZIP areas in Mississippi.

Statewide rank

Where this ZIP places among all 427 Mississippi ZIP areas.

Income

richer than 38% of 379 state ZIPs

#235
Home value

above 77% of 378 state ZIPs

#86
Population

larger than 87% of 427 state ZIPs

#56

Comparable ZIP codes

Mississippi ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39168Smith County$44,236$97,400$701
38852Tishomingo County$44,244$133,200$568
38860Chickasaw County$43,931$101,100$651
38878Calhoun County$43,912$78,400$589
38610Tippah County$43,854$98,800$877
38603Benton County$44,725$127,800$543

Nearby ZIP codes

Other ZIP codes filed under Bolivar County.

ZIP 38732 questions

Common questions about this ZIP code.

Where is ZIP code 38732?
ZIP 38732 lies mostly in Bolivar County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38732?
Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38732 expensive to live in?
Median rent runs $776 a month, about 21% of median household income, and the median home is worth $163,000+43% against the typical Mississippi ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38732, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.