Monroe County · Mississippi
ZIP code 38821
- Population
- 12,417
- Median income
- $52,810
- Median home
- $157,600
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Mississippi state rate
Quick answer
ZIP 38821 sits in Monroe County, Mississippi and is home to 12,417 people. Median household income is $52,810, the median home is worth $157,600 and median gross rent is $757. 75.9% of households own their home, and purchases are taxed at 7% (Mississippi state rate).
- County
- Monroe County
- State
- Mississippi (MS)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 28095
427 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 38821
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 12,417ZIP 38821 residents
- Median household income
- $52,810Past 12 months, inflation adjusted
- Median home value
- $157,600Owner-occupied units
- Median gross rent
- $757Rent plus utilities, monthly
- Median age
- 43.2 yrsAll residents
- Homeownership rate
- 75.9%Owner-occupied households
Sales tax in 38821
What a purchase inside this ZIP costs at checkout.
Mississippi levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 38821 compares
ZIP 38821 against the median ZIP in Monroe County and across Mississippi.
| Measure | ZIP 38821 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $52,810 | $58,964 | $49,375 | +7% |
| Median home value | $157,600 | $120,800 | $113,850 | +38% |
| Median gross rent | $757 | $759 | $795 | -5% |
| Population | 12,417 | 2,601 | 2,742 | +353% |
Medians are computed across the 6 ZIP areas in Monroe County and the 427 ZIP areas in Mississippi.
Statewide rank
Where this ZIP places among all 427 Mississippi ZIP areas.
- Income
- #161
- Home value
- #97
- Population
- #80
richer than 58% of 379 state ZIPs
above 74% of 378 state ZIPs
larger than 81% of 427 state ZIPs
Comparable ZIP codes
Mississippi ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Monroe County.
ZIP 38821 questions
Common questions about this ZIP code.
- Where is ZIP code 38821?
- ZIP 38821 lies mostly in Monroe County, Mississippi. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 38821?
- Mississippi charges 7% statewide, plus any county, city or district rate that applies locally.
- Is 38821 expensive to live in?
- Median rent runs $757 a month, about 17% of median household income, and the median home is worth $157,600 — +38% against the typical Mississippi ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Mississippi Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.