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Stearns County · Minnesota

ZIP code 56352

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 56352 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,955

ZCTA residents

Median income
$71,356

Household, past 12 months

Median home
$225,100

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 56352 sits in Stearns County, Minnesota and is home to 5,955 people. Median household income is $71,356, the median home is worth $225,100 and median gross rent is $1,047. 79.1% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Stearns County

FIPS 27145

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 56352

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,955ZIP 56352 residents
Median household income
$71,356Past 12 months, inflation adjusted
Median home value
$225,100Owner-occupied units
Median gross rent
$1,047Rent plus utilities, monthly
Median age
40.3 yrsAll residents
Homeownership rate
79.1%Owner-occupied households

ZIP 56352 in context

How this area compares with national benchmarks.

ZIP 56352 is a mid-size town in Stearns County, Minnesota, with 5,955 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #223 of 880 ranked by population — larger than 74% of them. The median age here is 40.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 56352 earn a median of $71,356 a year, 9.1% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 56352 is valued at $225,100, 25.8% below the national figure, while median gross rent runs $1,047 a month, 25.5% below the national figure, or roughly $12,564 across a full year. A household on the local median income would put about 17.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 56352 in context

How 56352 sits inside Stearns County and Minnesota.

ZIP 56352 is tabulated inside Stearns County, Minnesota, one of 26 ZIP areas the Census publishes for that county and 880 across Minnesota. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 56352 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 56352 reports a median household income of $71,356, 14% below the $82,583 county median, and 5% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $225,100, 7% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,047 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 56352 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 56352 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 56352

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,168/mo20% down, 30-yr at 6.75%
Poverty rate
6.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 56352 compares

ZIP 56352 against the median ZIP in Stearns County and across Minnesota.

MeasureZIP 56352County medianState medianvs state
Median household income$71,356$82,583$75,417-5%
Median home value$225,100$242,700$221,650+2%
Median gross rent$1,047$1,036$925+13%
Population5,9553,9011,800+231%

Medians are computed across the 26 ZIP areas in Stearns County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 41% of 862 state ZIPs

#510
Home value

above 51% of 856 state ZIPs

#416
Population

larger than 75% of 880 state ZIPs

#223

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
56101Cottonwood County$71,354$171,900$777
56425Crow Wing County$71,294$299,900$1,115
55604Cook County$71,458$307,100$1,036
55051Kanabec County$71,232$220,000$970
55709Itasca County$71,163$206,300$925
56164Pipestone County$71,550$133,300$727

Nearby ZIP codes

Other ZIP codes filed under Stearns County.

Adjacent ZIP Codes

Other ZIP codes in Stearns County, Minnesota.

ZIP 56352 questions

Common questions about this ZIP code.

Where is ZIP code 56352?
ZIP 56352 lies mostly in Stearns County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 56352?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 56352 expensive to live in?
Median rent runs $1,047 a month, about 18% of median household income, and the median home is worth $225,100 — +2% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 56352, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.