Stearns County · Minnesota
ZIP code 55320
- Population
- 5,676
- Median income
- $109,242
- Median home
- $307,200
- Sales tax
- 6.875%
ZCTA residents
Household, past 12 months
Owner-occupied value
Minnesota state rate
Quick answer
ZIP 55320 sits in Stearns County, Minnesota and is home to 5,676 people. Median household income is $109,242, the median home is worth $307,200 and median gross rent is $1,130. 84.3% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).
- County
- Stearns County
- State
- Minnesota (MN)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 27145
880 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 55320
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 5,676ZIP 55320 residents
- Median household income
- $109,242Past 12 months, inflation adjusted
- Median home value
- $307,200Owner-occupied units
- Median gross rent
- $1,130Rent plus utilities, monthly
- Median age
- 40.7 yrsAll residents
- Homeownership rate
- 84.3%Owner-occupied households
Sales tax in 55320
What a purchase inside this ZIP costs at checkout.
Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 55320 compares
ZIP 55320 against the median ZIP in Stearns County and across Minnesota.
| Measure | ZIP 55320 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $109,242 | $82,583 | $75,417 | +45% |
| Median home value | $307,200 | $242,700 | $221,650 | +39% |
| Median gross rent | $1,130 | $1,036 | $925 | +22% |
| Population | 5,676 | 3,901 | 1,800 | +215% |
Medians are computed across the 26 ZIP areas in Stearns County and the 880 ZIP areas in Minnesota.
Statewide rank
Where this ZIP places among all 880 Minnesota ZIP areas.
- Income
- #88
- Home value
- #184
- Population
- #232
richer than 90% of 862 state ZIPs
above 79% of 856 state ZIPs
larger than 74% of 880 state ZIPs
Comparable ZIP codes
Minnesota ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Stearns County.
ZIP 55320 questions
Common questions about this ZIP code.
- Where is ZIP code 55320?
- ZIP 55320 lies mostly in Stearns County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 55320?
- Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
- Is 55320 expensive to live in?
- Median rent runs $1,130 a month, about 12% of median household income, and the median home is worth $307,200 — +39% against the typical Minnesota ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Minnesota Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.