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Fillmore County · Minnesota

ZIP code 55975

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55975 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,597

ZCTA residents

Median income
$83,232

Household, past 12 months

Median home
$201,700

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 55975 sits in Fillmore County, Minnesota and is home to 4,597 people. Median household income is $83,232, the median home is worth $201,700 and median gross rent is $923. 82.9% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Fillmore County

FIPS 27045

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 55975

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,597ZIP 55975 residents
Median household income
$83,232Past 12 months, inflation adjusted
Median home value
$201,700Owner-occupied units
Median gross rent
$923Rent plus utilities, monthly
Median age
41.9 yrsAll residents
Homeownership rate
82.9%Owner-occupied households

ZIP 55975 in context

How this area compares with national benchmarks.

ZIP 55975 is a small town in Fillmore County, Minnesota, with 4,597 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #270 of 880 ranked by population — larger than 69% of them. The median age here is 41.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 55975 earn a median of $83,232 a year, 6% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 55975 is valued at $201,700, 33.5% below the national figure, while median gross rent runs $923 a month, 34.4% below the national figure, or roughly $11,076 across a full year. A household on the local median income would put about 13.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 82.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 55975 in context

How 55975 sits inside Fillmore County and Minnesota.

ZIP 55975 is tabulated inside Fillmore County, Minnesota, one of 11 ZIP areas the Census publishes for that county and 880 across Minnesota. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 55975 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 55975 reports a median household income of $83,232, 6% above the $78,864 county median, and 10% above the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $201,700, 6% below the county figure and 9% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $923 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 55975 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 55975 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 55975

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$1,047/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55975 compares

ZIP 55975 against the median ZIP in Fillmore County and across Minnesota.

MeasureZIP 55975County medianState medianvs state
Median household income$83,232$78,864$75,417+10%
Median home value$201,700$214,800$221,650-9%
Median gross rent$923$713$925even
Population4,5971,9181,800+155%

Medians are computed across the 11 ZIP areas in Fillmore County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 66% of 862 state ZIPs

#291
Home value

above 42% of 856 state ZIPs

#497
Population

larger than 69% of 880 state ZIPs

#270

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55008Isanti County$83,209$267,400$1,255
56587Otter Tail County$83,203$336,800$810
55116Ramsey County$83,156$405,900$1,279
56055Blue Earth County$83,452$218,000$753
55979Winona County$83,482$250,000$1,102
56571Otter Tail County$83,500$316,900$732

Nearby ZIP codes

Other ZIP codes filed under Fillmore County.

Adjacent ZIP Codes

Other ZIP codes in Fillmore County, Minnesota.

ZIP 55975 questions

Common questions about this ZIP code.

Where is ZIP code 55975?
ZIP 55975 lies mostly in Fillmore County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55975?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 55975 expensive to live in?
Median rent runs $923 a month, about 13% of median household income, and the median home is worth $201,700 — -9% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55975, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.