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Fillmore County · Minnesota

ZIP code 55939

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 55939 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,986

ZCTA residents

Median income
$66,087

Household, past 12 months

Median home
$185,300

Owner-occupied value

Sales tax
6.875%

Minnesota state rate

Quick answer

ZIP 55939 sits in Fillmore County, Minnesota and is home to 1,986 people. Median household income is $66,087, the median home is worth $185,300 and median gross rent is $663. 82.1% of households own their home, and purchases are taxed at 6.875% (Minnesota state rate).

County
Fillmore County

FIPS 27045

State
Minnesota (MN)

880 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 55939

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,986ZIP 55939 residents
Median household income
$66,087Past 12 months, inflation adjusted
Median home value
$185,300Owner-occupied units
Median gross rent
$663Rent plus utilities, monthly
Median age
45.6 yrsAll residents
Homeownership rate
82.1%Owner-occupied households

ZIP 55939 in context

How this area compares with national benchmarks.

ZIP 55939 is a small town in Fillmore County, Minnesota, with 1,986 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #414 of 880 ranked by population — larger than 53% of them. The median age here is 45.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 55939 earn a median of $66,087 a year, 15.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 55939 is valued at $185,300, 38.9% below the national figure, while median gross rent runs $663 a month, 52.8% below the national figure, or roughly $7,956 across a full year. A household on the local median income would put about 12% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 55939 in context

How 55939 sits inside Fillmore County and Minnesota.

ZIP 55939 is tabulated inside Fillmore County, Minnesota, one of 11 ZIP areas the Census publishes for that county and 880 across Minnesota. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 55939 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 55939 reports a median household income of $66,087, 16% below the $78,864 county median, and 12% below the $75,417 typical MN ZIP. Owner-occupied homes are valued at a median of $185,300, 14% below the county figure and 16% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $663 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Minnesota charges 6.875% statewide, and local governments overlapping 55939 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 55939 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 55939

What a purchase inside this ZIP costs at checkout.

Rate applied
6.875%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$69Before any exemptions

Minnesota levies 6.875% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$961/mo20% down, 30-yr at 6.75%
Poverty rate
12.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 55939 compares

ZIP 55939 against the median ZIP in Fillmore County and across Minnesota.

MeasureZIP 55939County medianState medianvs state
Median household income$66,087$78,864$75,417-12%
Median home value$185,300$214,800$221,650-16%
Median gross rent$663$713$925-28%
Population1,9861,9181,800+10%

Medians are computed across the 11 ZIP areas in Fillmore County and the 880 ZIP areas in Minnesota.

Statewide rank

Where this ZIP places among all 880 Minnesota ZIP areas.

Income

richer than 26% of 862 state ZIPs

#638
Home value

above 34% of 856 state ZIPs

#564
Population

larger than 53% of 880 state ZIPs

#414

Comparable ZIP codes

Minnesota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
55769Itasca County$66,149$147,700$775
56142Lincoln County$65,987$87,800$611
56585Clay County$65,972$228,100$757
56455Crow Wing County$65,962$200,000$994
56570Becker County$65,938$273,800$700
56240Big Stone County$66,250$118,400$705

Nearby ZIP codes

Other ZIP codes filed under Fillmore County.

Adjacent ZIP Codes

Other ZIP codes in Fillmore County, Minnesota.

ZIP 55939 questions

Common questions about this ZIP code.

Where is ZIP code 55939?
ZIP 55939 lies mostly in Fillmore County, Minnesota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 55939?
Minnesota charges 6.875% statewide, plus any county, city or district rate that applies locally.
Is 55939 expensive to live in?
Median rent runs $663 a month, about 12% of median household income, and the median home is worth $185,300 — -16% against the typical Minnesota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 55939, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.