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Newaygo County · Michigan

ZIP code 49349

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49349 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,059

ZCTA residents

Median income
$52,786

Household, past 12 months

Median home
$139,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49349 sits in Newaygo County, Michigan and is home to 8,059 people. Median household income is $52,786, the median home is worth $139,300 and median gross rent is $846. 85.8% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Newaygo County

FIPS 26123

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49349

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,059ZIP 49349 residents
Median household income
$52,786Past 12 months, inflation adjusted
Median home value
$139,300Owner-occupied units
Median gross rent
$846Rent plus utilities, monthly
Median age
45.9 yrsAll residents
Homeownership rate
85.8%Owner-occupied households

ZIP 49349 in context

How this area compares with national benchmarks.

ZIP 49349 is a mid-size town in Newaygo County, Michigan, with 8,059 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #372 of 992 ranked by population — larger than 62% of them. The median age here is 45.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 49349 earn a median of $52,786 a year, 32.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 49349 is valued at $139,300, 54.1% below the national figure, while median gross rent runs $846 a month, 39.8% below the national figure, or roughly $10,152 across a full year. A household on the local median income would put about 19.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49349 in context

How 49349 sits inside Newaygo County and Michigan.

ZIP 49349 is tabulated inside Newaygo County, Michigan, one of 7 ZIP areas the Census publishes for that county and 992 across Michigan. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49349 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49349 reports a median household income of $52,786, 17% below the $63,504 county median, and 21% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $139,300, 9% below the county figure and 22% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $846 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49349.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49349 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49349

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$723/mo20% down, 30-yr at 6.75%
Poverty rate
18.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49349 compares

ZIP 49349 against the median ZIP in Newaygo County and across Michigan.

MeasureZIP 49349County medianState medianvs state
Median household income$52,786$63,504$66,726-21%
Median home value$139,300$152,900$179,300-22%
Median gross rent$846$860$930-9%
Population8,0598,0594,540+78%

Medians are computed across the 7 ZIP areas in Newaygo County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 17% of 963 state ZIPs

#796
Home value

above 24% of 961 state ZIPs

#727
Population

larger than 63% of 992 state ZIPs

#372

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49858Menominee County$52,813$127,100$691
48015Macomb County$52,857$145,300$627
49276Lenawee County$52,857$201,800$1,219
49945Houghton County$52,866$142,800$495
49271Hillsdale County$52,870$140,600$947
48658Arenac County$52,899$112,400$682

Nearby ZIP codes

Other ZIP codes filed under Newaygo County.

Adjacent ZIP Codes

Other ZIP codes in Newaygo County, Michigan.

ZIP 49349 questions

Common questions about this ZIP code.

Where is ZIP code 49349?
ZIP 49349 lies mostly in Newaygo County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49349?
Michigan charges 6% statewide.
Is 49349 expensive to live in?
Median rent runs $846 a month, about 19% of median household income, and the median home is worth $139,300 — -22% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49349, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.