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Montcalm County · Michigan

ZIP code 49347

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49347 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,496

ZCTA residents

Median income
$87,833

Household, past 12 months

Median home
$174,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49347 sits in Montcalm County, Michigan and is home to 1,496 people. Median household income is $87,833, the median home is worth $174,300 and median gross rent is $981. 89.6% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Montcalm County

FIPS 26117

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49347

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,496ZIP 49347 residents
Median household income
$87,833Past 12 months, inflation adjusted
Median home value
$174,300Owner-occupied units
Median gross rent
$981Rent plus utilities, monthly
Median age
44.2 yrsAll residents
Homeownership rate
89.6%Owner-occupied households

ZIP 49347 in context

How this area compares with national benchmarks.

ZIP 49347 is a small town in Montcalm County, Michigan, with 1,496 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #742 of 992 ranked by population — larger than 25% of them. The median age here is 44.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 49347 earn a median of $87,833 a year, 11.8% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 49347 is valued at $174,300, 42.6% below the national figure, while median gross rent runs $981 a month, 30.2% below the national figure, or roughly $11,772 across a full year. A household on the local median income would put about 13.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 49347 in context

How 49347 sits inside Montcalm County and Michigan.

ZIP 49347 is tabulated inside Montcalm County, Michigan, one of 16 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49347 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 49347 reports a median household income of $87,833, 34% above the $65,595 county median, and 32% above the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $174,300, 3% above the county figure and 3% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $981 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49347.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49347 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 49347

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$904/mo20% down, 30-yr at 6.75%
Poverty rate
8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49347 compares

ZIP 49347 against the median ZIP in Montcalm County and across Michigan.

MeasureZIP 49347County medianState medianvs state
Median household income$87,833$65,595$66,726+32%
Median home value$174,300$169,700$179,300-3%
Median gross rent$981$899$930+5%
Population1,4962,7324,540-67%

Medians are computed across the 16 ZIP areas in Montcalm County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 82% of 963 state ZIPs

#177
Home value

above 48% of 961 state ZIPs

#503
Population

larger than 25% of 992 state ZIPs

#742

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48118Washtenaw County$87,934$348,500$1,576
49525Kent County$87,969$292,500$1,335
48861Eaton County$88,056$173,500$1,051
48041St. Clair County$87,599$296,200$867
49287Lenawee County$87,411$235,800$773
48313Macomb County$87,292$248,800$1,152

Nearby ZIP codes

Other ZIP codes filed under Montcalm County.

Adjacent ZIP Codes

Other ZIP codes in Montcalm County, Michigan.

ZIP 49347 questions

Common questions about this ZIP code.

Where is ZIP code 49347?
ZIP 49347 lies mostly in Montcalm County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49347?
Michigan charges 6% statewide.
Is 49347 expensive to live in?
Median rent runs $981 a month, about 13% of median household income, and the median home is worth $174,300 — -3% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49347, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.