
Newaygo County · Michigan
ZIP code 49338
- Population
- 1,861
- Median income
- $64,297
- Median home
- $152,900
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Michigan state rate
Quick answer
ZIP 49338 sits in Newaygo County, Michigan and is home to 1,861 people. Median household income is $64,297, the median home is worth $152,900 and median gross rent is $947. 80.4% of households own their home, and purchases are taxed at 6% (Michigan state rate).
- County
- Newaygo County
- State
- Michigan (MI)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 26123
992 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 49338
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 1,861ZIP 49338 residents
- Median household income
- $64,297Past 12 months, inflation adjusted
- Median home value
- $152,900Owner-occupied units
- Median gross rent
- $947Rent plus utilities, monthly
- Median age
- 33.7 yrsAll residents
- Homeownership rate
- 80.4%Owner-occupied households
ZIP 49338 in context
How this area compares with national benchmarks.
ZIP 49338 is a small town in Newaygo County, Michigan, with 1,861 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #703 of 992 ranked by population — larger than 29% of them. The median age here is 33.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 49338 earn a median of $64,297 a year, 18.1% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.3% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 49338 is valued at $152,900, 49.6% below the national figure, while median gross rent runs $947 a month, 32.6% below the national figure, or roughly $11,364 across a full year. A household on the local median income would put about 17.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 80.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 49338 in context
How 49338 sits inside Newaygo County and Michigan.
ZIP 49338 is tabulated inside Newaygo County, Michigan, one of 7 ZIP areas the Census publishes for that county and 992 across Michigan. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 49338 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 49338 reports a median household income of $64,297, close to the $63,504 county median, and 4% below the $66,726 typical MI ZIP. Owner-occupied homes are valued at a median of $152,900, close to the county figure and 15% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $947 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Michigan charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 49338.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 49338 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 49338
What a purchase inside this ZIP costs at checkout.
Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 49338 compares
ZIP 49338 against the median ZIP in Newaygo County and across Michigan.
| Measure | ZIP 49338 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $64,297 | $63,504 | $66,726 | -4% |
| Median home value | $152,900 | $152,900 | $179,300 | -15% |
| Median gross rent | $947 | $860 | $930 | +2% |
| Population | 1,861 | 8,059 | 4,540 | -59% |
Medians are computed across the 7 ZIP areas in Newaygo County and the 992 ZIP areas in Michigan.
Statewide rank
Where this ZIP places among all 992 Michigan ZIP areas.
- Income
- #538
- Home value
- #647
- Population
- #703
richer than 44% of 963 state ZIPs
above 33% of 961 state ZIPs
larger than 29% of 992 state ZIPs
Comparable ZIP codes
Michigan ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Newaygo County.
Adjacent ZIP Codes
Other ZIP codes in Newaygo County, Michigan.
ZIP 49338 questions
Common questions about this ZIP code.
- Where is ZIP code 49338?
- ZIP 49338 lies mostly in Newaygo County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 49338?
- Michigan charges 6% statewide.
- Is 49338 expensive to live in?
- Median rent runs $947 a month, about 18% of median household income, and the median home is worth $152,900 — -15% against the typical Michigan ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Michigan Department of Treasury — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.