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ZipNumbers

Montcalm County · Michigan

ZIP code 48891

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 48891 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,923

ZCTA residents

Median income
$53,661

Household, past 12 months

Median home
$123,300

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 48891 sits in Montcalm County, Michigan and is home to 2,923 people. Median household income is $53,661, the median home is worth $123,300 and median gross rent is $872. 88.9% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Montcalm County

FIPS 26117

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 48891

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,923ZIP 48891 residents
Median household income
$53,661Past 12 months, inflation adjusted
Median home value
$123,300Owner-occupied units
Median gross rent
$872Rent plus utilities, monthly
Median age
34.9 yrsAll residents
Homeownership rate
88.9%Owner-occupied households

Sales tax in 48891

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$640/mo20% down, 30-yr at 6.75%
Poverty rate
21%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 48891 compares

ZIP 48891 against the median ZIP in Montcalm County and across Michigan.

MeasureZIP 48891County medianState medianvs state
Median household income$53,661$65,595$66,726-20%
Median home value$123,300$169,700$179,300-31%
Median gross rent$872$899$930-6%
Population2,9232,7324,540-36%

Medians are computed across the 16 ZIP areas in Montcalm County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 19% of 963 state ZIPs

#776
Home value

above 17% of 961 state ZIPs

#797
Population

larger than 40% of 992 state ZIPs

#597

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49912Ontonagon County$53,667$114,300$717
49868Luce County$53,651$98,400$809
49725Chippewa County$53,563$216,500
48604Saginaw County$53,804$93,200$928
48732Bay County$53,466$160,200$759
49232Hillsdale County$53,462$213,800$819

Nearby ZIP codes

Other ZIP codes filed under Montcalm County.

ZIP 48891 questions

Common questions about this ZIP code.

Where is ZIP code 48891?
ZIP 48891 lies mostly in Montcalm County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 48891?
Michigan charges 6% statewide.
Is 48891 expensive to live in?
Median rent runs $872 a month, about 20% of median household income, and the median home is worth $123,300-31% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 48891, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.