Skip to content
ZipNumbers

Hillsdale County · Michigan

ZIP code 49242

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49242 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
14,768

ZCTA residents

Median income
$57,813

Household, past 12 months

Median home
$182,900

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49242 sits in Hillsdale County, Michigan and is home to 14,768 people. Median household income is $57,813, the median home is worth $182,900 and median gross rent is $770. 71.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Hillsdale County

FIPS 26059

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49242

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
14,768ZIP 49242 residents
Median household income
$57,813Past 12 months, inflation adjusted
Median home value
$182,900Owner-occupied units
Median gross rent
$770Rent plus utilities, monthly
Median age
39.2 yrsAll residents
Homeownership rate
71.7%Owner-occupied households

Sales tax in 49242

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$949/mo20% down, 30-yr at 6.75%
Poverty rate
13.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49242 compares

ZIP 49242 against the median ZIP in Hillsdale County and across Michigan.

MeasureZIP 49242County medianState medianvs state
Median household income$57,813$54,683$66,726-13%
Median home value$182,900$157,600$179,300+2%
Median gross rent$770$819$930-17%
Population14,7682,4804,540+225%

Medians are computed across the 13 ZIP areas in Hillsdale County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 28% of 963 state ZIPs

#691
Home value

above 52% of 961 state ZIPs

#466
Population

larger than 74% of 992 state ZIPs

#259

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
49459Oceana County$57,773$98,300$1,037
49683Benzie County$57,875$173,500$785
49962Baraga County$57,750$189,800
48445Huron County$57,917$117,600$694
49873Menominee County$57,917$164,600
49822Alger County$57,703$322,000$920

Nearby ZIP codes

Other ZIP codes filed under Hillsdale County.

ZIP 49242 questions

Common questions about this ZIP code.

Where is ZIP code 49242?
ZIP 49242 lies mostly in Hillsdale County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49242?
Michigan charges 6% statewide.
Is 49242 expensive to live in?
Median rent runs $770 a month, about 16% of median household income, and the median home is worth $182,900+2% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49242, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.