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ZipNumbers

Crawford County · Michigan

ZIP code 49738

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49738 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,599

ZCTA residents

Median income
$57,573

Household, past 12 months

Median home
$153,200

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49738 sits in Crawford County, Michigan and is home to 9,599 people. Median household income is $57,573, the median home is worth $153,200 and median gross rent is $855. 78.7% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Crawford County

FIPS 26039

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49738

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,599ZIP 49738 residents
Median household income
$57,573Past 12 months, inflation adjusted
Median home value
$153,200Owner-occupied units
Median gross rent
$855Rent plus utilities, monthly
Median age
51.2 yrsAll residents
Homeownership rate
78.7%Owner-occupied households

Sales tax in 49738

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$795/mo20% down, 30-yr at 6.75%
Poverty rate
13.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49738 compares

ZIP 49738 against the median ZIP in Crawford County and across Michigan.

MeasureZIP 49738County medianState medianvs state
Median household income$57,573$61,522$66,726-14%
Median home value$153,200$150,850$179,300-15%
Median gross rent$855$823$930-8%
Population9,5995,7554,540+111%

Medians are computed across the 2 ZIP areas in Crawford County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 28% of 963 state ZIPs

#695
Home value

above 33% of 961 state ZIPs

#646
Population

larger than 66% of 992 state ZIPs

#338

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48470Huron County$57,500$178,500$871
48622Clare County$57,500$123,600$754
49961Houghton County$57,500$83,800
48817Shiawassee County$57,468$164,200$879
48801Gratiot County$57,449$120,300$795
49822Alger County$57,703$322,000$920

Nearby ZIP codes

Other ZIP codes filed under Crawford County.

ZIP 49738 questions

Common questions about this ZIP code.

Where is ZIP code 49738?
ZIP 49738 lies mostly in Crawford County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49738?
Michigan charges 6% statewide.
Is 49738 expensive to live in?
Median rent runs $855 a month, about 18% of median household income, and the median home is worth $153,200-15% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49738, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.