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ZipNumbers

Calhoun County · Michigan

ZIP code 49245

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 49245 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,472

ZCTA residents

Median income
$59,460

Household, past 12 months

Median home
$146,900

Owner-occupied value

Sales tax
6%

Michigan state rate

Quick answer

ZIP 49245 sits in Calhoun County, Michigan and is home to 4,472 people. Median household income is $59,460, the median home is worth $146,900 and median gross rent is $822. 78.4% of households own their home, and purchases are taxed at 6% (Michigan state rate).

County
Calhoun County

FIPS 26025

State
Michigan (MI)

992 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 49245

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,472ZIP 49245 residents
Median household income
$59,460Past 12 months, inflation adjusted
Median home value
$146,900Owner-occupied units
Median gross rent
$822Rent plus utilities, monthly
Median age
36.7 yrsAll residents
Homeownership rate
78.4%Owner-occupied households

Sales tax in 49245

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Michigan levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$762/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 49245 compares

ZIP 49245 against the median ZIP in Calhoun County and across Michigan.

MeasureZIP 49245County medianState medianvs state
Median household income$59,460$64,661$66,726-11%
Median home value$146,900$153,000$179,300-18%
Median gross rent$822$919$930-12%
Population4,4728,8914,540-1%

Medians are computed across the 12 ZIP areas in Calhoun County and the 992 ZIP areas in Michigan.

Statewide rank

Where this ZIP places among all 992 Michigan ZIP areas.

Income

richer than 32% of 963 state ZIPs

#653
Home value

above 30% of 961 state ZIPs

#672
Population

larger than 49% of 992 state ZIPs

#501

Comparable ZIP codes

Michigan ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
48807Gratiot County$59,468$103,500$832
49853Luce County$59,405$189,500$725
48125Wayne County$59,534$119,300$1,298
48180Wayne County$59,537$141,200$1,036
49862Alger County$59,575$150,900$718
49679Osceola County$59,313$168,300$1,023

Nearby ZIP codes

Other ZIP codes filed under Calhoun County.

ZIP 49245 questions

Common questions about this ZIP code.

Where is ZIP code 49245?
ZIP 49245 lies mostly in Calhoun County, Michigan. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 49245?
Michigan charges 6% statewide.
Is 49245 expensive to live in?
Median rent runs $822 a month, about 17% of median household income, and the median home is worth $146,900-18% against the typical Michigan ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 49245, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.