
Wicomico County · Maryland
ZIP code 21856
- Population
- 816
- Median income
- $77,946
- Median home
- $242,700
- Sales tax
- 6%
ZCTA residents
Household, past 12 months
Owner-occupied value
Maryland state rate
Quick answer
ZIP 21856 sits in Wicomico County, Maryland and is home to 816 people. Median household income is $77,946, the median home is worth $242,700 and median gross rent is —. 80.6% of households own their home, and purchases are taxed at 6% (Maryland state rate).
- County
- Wicomico County
- State
- Maryland (MD)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 24045
477 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 21856
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 816ZIP 21856 residents
- Median household income
- $77,946Past 12 months, inflation adjusted
- Median home value
- $242,700Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 52.6 yrsAll residents
- Homeownership rate
- 80.6%Owner-occupied households
ZIP 21856 in context
How this area compares with national benchmarks.
ZIP 21856 is a very small community in Wicomico County, Maryland, with 816 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #364 of 477 ranked by population — larger than 23% of them. The median age here is 52.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 21856 earn a median of $77,946 a year, essentially level with the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.7% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 21856 is valued at $242,700, 20% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 80.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
A median age of 52.6 puts ZIP 21856 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 816 residents, a handful of survey responses moves every median on this page. Compare ZIP 21856 against its county rather than against national figures.
The Census withheld gross rent for ZIP 21856 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 21856 in context
How 21856 sits inside Wicomico County and Maryland.
ZIP 21856 is tabulated inside Wicomico County, Maryland, one of 16 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21856 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 21856 reports a median household income of $77,946, 3% above the $76,007 county median, and 25% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $242,700, 8% above the county figure and 39% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21856.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21856 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 21856
What a purchase inside this ZIP costs at checkout.
Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 21856 compares
ZIP 21856 against the median ZIP in Wicomico County and across Maryland.
| Measure | ZIP 21856 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $77,946 | $76,007 | $104,338 | -25% |
| Median home value | $242,700 | $225,300 | $401,000 | -39% |
| Median gross rent | — | $1,168 | $1,600 | — |
| Population | 816 | 2,789 | 4,995 | -84% |
Medians are computed across the 16 ZIP areas in Wicomico County and the 477 ZIP areas in Maryland.
Statewide rank
Where this ZIP places among all 477 Maryland ZIP areas.
- Income
- #333
- Home value
- #353
- Population
- #364
richer than 22% of 428 state ZIPs
above 17% of 425 state ZIPs
larger than 24% of 477 state ZIPs
Comparable ZIP codes
Maryland ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Wicomico County.
Adjacent ZIP Codes
Other ZIP codes in Wicomico County, Maryland.
ZIP 21856 questions
Common questions about this ZIP code.
- Where is ZIP code 21856?
- ZIP 21856 lies mostly in Wicomico County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 21856?
- Maryland charges 6% statewide.
- Is 21856 expensive to live in?
- Median rent runs — a month, and the median home is worth $242,700 — -39% against the typical Maryland ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Comptroller of Maryland — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.