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Wicomico County · Maryland

ZIP code 21849

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21849 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,845

ZCTA residents

Median income
$74,966

Household, past 12 months

Median home
$233,600

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21849 sits in Wicomico County, Maryland and is home to 3,845 people. Median household income is $74,966, the median home is worth $233,600 and median gross rent is $1,168. 73.4% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Wicomico County

FIPS 24045

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21849

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,845ZIP 21849 residents
Median household income
$74,966Past 12 months, inflation adjusted
Median home value
$233,600Owner-occupied units
Median gross rent
$1,168Rent plus utilities, monthly
Median age
40.5 yrsAll residents
Homeownership rate
73.4%Owner-occupied households

ZIP 21849 in context

How this area compares with national benchmarks.

ZIP 21849 is a small town in Wicomico County, Maryland, with 3,845 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #254 of 477 ranked by population — larger than 46% of them. The median age here is 40.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21849 earn a median of $74,966 a year, 4.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 21849 is valued at $233,600, 23% below the national figure, while median gross rent runs $1,168 a month, 16.9% below the national figure, or roughly $14,016 across a full year. A household on the local median income would put about 18.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21849 in context

How 21849 sits inside Wicomico County and Maryland.

ZIP 21849 is tabulated inside Wicomico County, Maryland, one of 16 ZIP areas the Census publishes for that county and 477 across Maryland. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21849 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21849 reports a median household income of $74,966, close to the $76,007 county median, and 28% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $233,600, 4% above the county figure and 42% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,168 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21849.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21849 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21849

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,212/mo20% down, 30-yr at 6.75%
Poverty rate
12.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21849 compares

ZIP 21849 against the median ZIP in Wicomico County and across Maryland.

MeasureZIP 21849County medianState medianvs state
Median household income$74,966$76,007$104,338-28%
Median home value$233,600$225,300$401,000-42%
Median gross rent$1,168$1,168$1,600-27%
Population3,8452,7894,995-23%

Medians are computed across the 16 ZIP areas in Wicomico County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 19% of 428 state ZIPs

#345
Home value

above 16% of 425 state ZIPs

#359
Population

larger than 47% of 477 state ZIPs

#254

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21719Washington County$75,278$230,500—
21842Worcester County$75,372$415,900$1,258
21874Wicomico County$74,545$219,500$1,480
21875Wicomico County$76,007$226,600$1,320
21620Kent County$76,094$318,700$1,149
21524Allegany County$73,661$140,700$1,046

Nearby ZIP codes

Other ZIP codes filed under Wicomico County.

Adjacent ZIP Codes

Other ZIP codes in Wicomico County, Maryland.

ZIP 21849 questions

Common questions about this ZIP code.

Where is ZIP code 21849?
ZIP 21849 lies mostly in Wicomico County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21849?
Maryland charges 6% statewide.
Is 21849 expensive to live in?
Median rent runs $1,168 a month, about 19% of median household income, and the median home is worth $233,600 — -42% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21849, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.