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Dorchester County · Maryland

ZIP code 21659

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21659 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,480

ZCTA residents

Median income
$68,889

Household, past 12 months

Median home
$202,100

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21659 sits in Dorchester County, Maryland and is home to 1,480 people. Median household income is $68,889, the median home is worth $202,100 and median gross rent is $876. 78.9% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Dorchester County

FIPS 24019

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21659

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,480ZIP 21659 residents
Median household income
$68,889Past 12 months, inflation adjusted
Median home value
$202,100Owner-occupied units
Median gross rent
$876Rent plus utilities, monthly
Median age
50.2 yrsAll residents
Homeownership rate
78.9%Owner-occupied households

ZIP 21659 in context

How this area compares with national benchmarks.

ZIP 21659 is a small town in Dorchester County, Maryland, with 1,480 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #330 of 477 ranked by population — larger than 30% of them. The median age here is 50.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21659 earn a median of $68,889 a year, 12.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 21659 is valued at $202,100, 33.4% below the national figure, while median gross rent runs $876 a month, 37.7% below the national figure, or roughly $10,512 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 50.2 puts ZIP 21659 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21659 in context

How 21659 sits inside Dorchester County and Maryland.

ZIP 21659 is tabulated inside Dorchester County, Maryland, one of 16 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21659 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21659 reports a median household income of $68,889, close to the $68,611 county median, and 34% below the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $202,100, 18% below the county figure and 50% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $876 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21659.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21659 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21659

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,049/mo20% down, 30-yr at 6.75%
Poverty rate
12.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21659 compares

ZIP 21659 against the median ZIP in Dorchester County and across Maryland.

MeasureZIP 21659County medianState medianvs state
Median household income$68,889$68,611$104,338-34%
Median home value$202,100$247,600$401,000-50%
Median gross rent$876$1,135$1,600-45%
Population1,4803924,995-70%

Medians are computed across the 16 ZIP areas in Dorchester County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 15% of 428 state ZIPs

#364
Home value

above 10% of 425 state ZIPs

#382
Population

larger than 31% of 477 state ZIPs

#330

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
21804Wicomico County$68,882$230,200$1,343
21631Dorchester County$69,095$307,800$1,528
20712Prince George's County$68,452$531,100$1,442
21664Dorchester County$68,333$172,100$1,135
21536Garrett County$69,677$202,800$649
21521Garrett County$69,758$130,900$917

Nearby ZIP codes

Other ZIP codes filed under Dorchester County.

Adjacent ZIP Codes

Other ZIP codes in Dorchester County, Maryland.

ZIP 21659 questions

Common questions about this ZIP code.

Where is ZIP code 21659?
ZIP 21659 lies mostly in Dorchester County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21659?
Maryland charges 6% statewide.
Is 21659 expensive to live in?
Median rent runs $876 a month, about 15% of median household income, and the median home is worth $202,100 — -50% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21659, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.