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Talbot County · Maryland

ZIP code 21662

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 21662 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
612

ZCTA residents

Median income
$133,125

Household, past 12 months

Median home
$708,300

Owner-occupied value

Sales tax
6%

Maryland state rate

Quick answer

ZIP 21662 sits in Talbot County, Maryland and is home to 612 people. Median household income is $133,125, the median home is worth $708,300 and median gross rent is $1,905. 80.3% of households own their home, and purchases are taxed at 6% (Maryland state rate).

County
Talbot County

FIPS 24041

State
Maryland (MD)

477 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 21662

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
612ZIP 21662 residents
Median household income
$133,125Past 12 months, inflation adjusted
Median home value
$708,300Owner-occupied units
Median gross rent
$1,905Rent plus utilities, monthly
Median age
49.2 yrsAll residents
Homeownership rate
80.3%Owner-occupied households

ZIP 21662 in context

How this area compares with national benchmarks.

ZIP 21662 is a very small community in Talbot County, Maryland, with 612 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #380 of 477 ranked by population — larger than 20% of them. The median age here is 49.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 21662 earn a median of $133,125 a year, 69.5% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 21662 is valued at $708,300, 133.5% above the national figure, while median gross rent runs $1,905 a month, 35.5% above the national figure, or roughly $22,860 across a full year. A household on the local median income would put about 17.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 80.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 612 residents, a handful of survey responses moves every median on this page. Compare ZIP 21662 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 21662 in context

How 21662 sits inside Talbot County and Maryland.

ZIP 21662 is tabulated inside Talbot County, Maryland, one of 15 ZIP areas the Census publishes for that county and 477 across Maryland. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 21662 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 21662 reports a median household income of $133,125, 32% above the $100,917 county median, and 28% above the $104,338 typical MD ZIP. Owner-occupied homes are valued at a median of $708,300, 35% above the county figure and 77% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,905 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maryland charges 6% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 21662.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 21662 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 21662

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Maryland levies 6% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
5.3×Home value ÷ household income
Est. mortgage
$3,675/mo20% down, 30-yr at 6.75%
Poverty rate
11.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 21662 compares

ZIP 21662 against the median ZIP in Talbot County and across Maryland.

MeasureZIP 21662County medianState medianvs state
Median household income$133,125$100,917$104,338+28%
Median home value$708,300$525,900$401,000+77%
Median gross rent$1,905$1,420$1,600+19%
Population6124464,995-88%

Medians are computed across the 15 ZIP areas in Talbot County and the 477 ZIP areas in Maryland.

Statewide rank

Where this ZIP places among all 477 Maryland ZIP areas.

Income

richer than 75% of 428 state ZIPs

#109
Home value

above 92% of 425 state ZIPs

#33
Population

larger than 20% of 477 state ZIPs

#380

Comparable ZIP codes

Maryland ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20733Anne Arundel County$132,955$396,500—
21075Howard County$133,321$439,400$2,108
21044Howard County$132,924$541,100$2,096
20611Charles County$132,917$395,400—
21144Anne Arundel County$132,820$468,400$1,958
20872Montgomery County$132,804$478,300$1,675

Nearby ZIP codes

Other ZIP codes filed under Talbot County.

Adjacent ZIP Codes

Other ZIP codes in Talbot County, Maryland.

ZIP 21662 questions

Common questions about this ZIP code.

Where is ZIP code 21662?
ZIP 21662 lies mostly in Talbot County, Maryland. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 21662?
Maryland charges 6% statewide.
Is 21662 expensive to live in?
Median rent runs $1,905 a month, about 17% of median household income, and the median home is worth $708,300 — +77% against the typical Maryland ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 21662, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.