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Penobscot County · Maine

ZIP code 04434

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04434 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,245

ZCTA residents

Median income
$68,788

Household, past 12 months

Median home
$145,400

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04434 sits in Penobscot County, Maine and is home to 1,245 people. Median household income is $68,788, the median home is worth $145,400 and median gross rent is —. 95.8% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Penobscot County

FIPS 23019

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04434

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,245ZIP 04434 residents
Median household income
$68,788Past 12 months, inflation adjusted
Median home value
$145,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
42.5 yrsAll residents
Homeownership rate
95.8%Owner-occupied households

ZIP 04434 in context

How this area compares with national benchmarks.

ZIP 04434 is a small town in Penobscot County, Maine, with 1,245 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #241 of 427 ranked by population — larger than 43% of them. The median age here is 42.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 04434 earn a median of $68,788 a year, 12.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 04434 is valued at $145,400, 52.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 95.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

The Census withheld gross rent for ZIP 04434 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 04434 in context

How 04434 sits inside Penobscot County and Maine.

ZIP 04434 is tabulated inside Penobscot County, Maine, one of 41 ZIP areas the Census publishes for that county and 427 across Maine. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 04434 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 04434 reports a median household income of $68,788, 15% above the $59,750 county median, and 5% above the $65,739 typical ME ZIP. Owner-occupied homes are valued at a median of $145,400, 9% below the county figure and 37% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Maine charges 5.5% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 04434.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 04434 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 04434

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$754/mo20% down, 30-yr at 6.75%
Poverty rate
17.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04434 compares

ZIP 04434 against the median ZIP in Penobscot County and across Maine.

MeasureZIP 04434County medianState medianvs state
Median household income$68,788$59,750$65,739+5%
Median home value$145,400$160,250$230,650-37%
Median gross rent—$909$983—
Population1,2451,4891,489-16%

Medians are computed across the 41 ZIP areas in Penobscot County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 56% of 396 state ZIPs

#176
Home value

above 17% of 402 state ZIPs

#332
Population

larger than 44% of 427 state ZIPs

#241

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04345Kennebec County$68,844$208,700$956
04411Penobscot County$68,929$190,600$1,069
04020York County$69,068$244,300$1,194
04073York County$69,135$259,500$1,145
04563Knox County$68,345$370,800$1,418
04270Oxford County$69,263$194,800$1,262

Nearby ZIP codes

Other ZIP codes filed under Penobscot County.

Adjacent ZIP Codes

Other ZIP codes in Penobscot County, Maine.

ZIP 04434 questions

Common questions about this ZIP code.

Where is ZIP code 04434?
ZIP 04434 lies mostly in Penobscot County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04434?
Maine charges 5.5% statewide.
Is 04434 expensive to live in?
Median rent runs — a month, and the median home is worth $145,400 — -37% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04434, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.