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ZipNumbers

Penobscot County · Maine

ZIP code 04430

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 04430 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,545

ZCTA residents

Median income
$44,306

Household, past 12 months

Median home
$73,900

Owner-occupied value

Sales tax
5.5%

Maine state rate

Quick answer

ZIP 04430 sits in Penobscot County, Maine and is home to 1,545 people. Median household income is $44,306, the median home is worth $73,900 and median gross rent is $625. 77.7% of households own their home, and purchases are taxed at 5.5% (Maine state rate).

County
Penobscot County

FIPS 23019

State
Maine (ME)

427 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 04430

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,545ZIP 04430 residents
Median household income
$44,306Past 12 months, inflation adjusted
Median home value
$73,900Owner-occupied units
Median gross rent
$625Rent plus utilities, monthly
Median age
43.9 yrsAll residents
Homeownership rate
77.7%Owner-occupied households

Sales tax in 04430

What a purchase inside this ZIP costs at checkout.

Rate applied
5.5%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$55Before any exemptions

Maine levies 5.5% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$383/mo20% down, 30-yr at 6.75%
Poverty rate
18.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 04430 compares

ZIP 04430 against the median ZIP in Penobscot County and across Maine.

MeasureZIP 04430County medianState medianvs state
Median household income$44,306$59,750$65,739-33%
Median home value$73,900$160,250$230,650-68%
Median gross rent$625$909$983-36%
Population1,5451,4891,489+4%

Medians are computed across the 41 ZIP areas in Penobscot County and the 427 ZIP areas in Maine.

Statewide rank

Where this ZIP places among all 427 Maine ZIP areas.

Income

richer than 7% of 396 state ZIPs

#367
Home value

above 1% of 402 state ZIPs

#399
Population

larger than 52% of 427 state ZIPs

#205

Comparable ZIP codes

Maine ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
04740Aroostook County$44,410$120,200$507
04462Piscataquis County$44,167$89,700$553
04254Androscoggin County$44,535$162,500$823
04216Oxford County$44,583$157,800$800
04961Somerset County$44,000$145,800
04453Penobscot County$43,839$128,600$783

Nearby ZIP codes

Other ZIP codes filed under Penobscot County.

ZIP 04430 questions

Common questions about this ZIP code.

Where is ZIP code 04430?
ZIP 04430 lies mostly in Penobscot County, Maine. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 04430?
Maine charges 5.5% statewide.
Is 04430 expensive to live in?
Median rent runs $625 a month, about 17% of median household income, and the median home is worth $73,900-68% against the typical Maine ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 04430, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.