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Harrison County · Indiana

ZIP code 47164

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 47164 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,319

ZCTA residents

Median income
$62,181

Household, past 12 months

Median home
$202,000

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 47164 sits in Harrison County, Indiana and is home to 3,319 people. Median household income is $62,181, the median home is worth $202,000 and median gross rent is $746. 78.9% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Harrison County

FIPS 18061

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 47164

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,319ZIP 47164 residents
Median household income
$62,181Past 12 months, inflation adjusted
Median home value
$202,000Owner-occupied units
Median gross rent
$746Rent plus utilities, monthly
Median age
40.1 yrsAll residents
Homeownership rate
78.9%Owner-occupied households

ZIP 47164 in context

How this area compares with national benchmarks.

ZIP 47164 is a small town in Harrison County, Indiana, with 3,319 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #373 of 807 ranked by population — larger than 53% of them. The median age here is 40.1 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 47164 earn a median of $62,181 a year, 20.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 47164 is valued at $202,000, 33.4% below the national figure, while median gross rent runs $746 a month, 46.9% below the national figure, or roughly $8,952 across a full year. A household on the local median income would put about 14.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 47164 in context

How 47164 sits inside Harrison County and Indiana.

ZIP 47164 is tabulated inside Harrison County, Indiana, one of 12 ZIP areas the Census publishes for that county and 807 across Indiana. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 47164 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 47164 reports a median household income of $62,181, 18% below the $75,547 county median, and 10% below the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $202,000, close to the county figure and 20% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $746 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 47164.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 47164 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 47164

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,048/mo20% down, 30-yr at 6.75%
Poverty rate
9.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 47164 compares

ZIP 47164 against the median ZIP in Harrison County and across Indiana.

MeasureZIP 47164County medianState medianvs state
Median household income$62,181$75,547$68,990-10%
Median home value$202,000$202,050$168,100+20%
Median gross rent$746$850$895-17%
Population3,3192,2302,793+19%

Medians are computed across the 12 ZIP areas in Harrison County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 34% of 734 state ZIPs

#488
Home value

above 71% of 733 state ZIPs

#213
Population

larger than 54% of 807 state ZIPs

#373

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
47980White County$62,171$155,400$800
46738DeKalb County$62,212$156,300$855
47150Floyd County$62,212$191,800$984
46705DeKalb County$62,232$144,100$711
47338Delaware County$62,064$102,500$686
47352Henry County$62,039$159,400$911

Nearby ZIP codes

Other ZIP codes filed under Harrison County.

Adjacent ZIP Codes

Other ZIP codes in Harrison County, Indiana.

ZIP 47164 questions

Common questions about this ZIP code.

Where is ZIP code 47164?
ZIP 47164 lies mostly in Harrison County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 47164?
Indiana charges 7% statewide.
Is 47164 expensive to live in?
Median rent runs $746 a month, about 14% of median household income, and the median home is worth $202,000 — +20% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 47164, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.