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ZipNumbers

DeKalb County · Indiana

ZIP code 46705

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46705 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,988

ZCTA residents

Median income
$62,232

Household, past 12 months

Median home
$144,100

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46705 sits in DeKalb County, Indiana and is home to 1,988 people. Median household income is $62,232, the median home is worth $144,100 and median gross rent is $711. 78.2% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
DeKalb County

FIPS 18033

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46705

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,988ZIP 46705 residents
Median household income
$62,232Past 12 months, inflation adjusted
Median home value
$144,100Owner-occupied units
Median gross rent
$711Rent plus utilities, monthly
Median age
37.2 yrsAll residents
Homeownership rate
78.2%Owner-occupied households

Sales tax in 46705

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$748/mo20% down, 30-yr at 6.75%
Poverty rate
17.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46705 compares

ZIP 46705 against the median ZIP in DeKalb County and across Indiana.

MeasureZIP 46705County medianState medianvs state
Median household income$62,232$71,685$68,990-10%
Median home value$144,100$179,800$168,100-14%
Median gross rent$711$829$895-21%
Population1,9884,2472,793-29%

Medians are computed across the 8 ZIP areas in DeKalb County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 34% of 734 state ZIPs

#485
Home value

above 35% of 733 state ZIPs

#479
Population

larger than 42% of 807 state ZIPs

#466

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46799Wells County$62,250$155,800$738
46738DeKalb County$62,212$156,300$855
47150Floyd County$62,212$191,800$984
47164Harrison County$62,181$202,000$746
47980White County$62,171$155,400$800
47338Delaware County$62,064$102,500$686

Nearby ZIP codes

Other ZIP codes filed under DeKalb County.

ZIP 46705 questions

Common questions about this ZIP code.

Where is ZIP code 46705?
ZIP 46705 lies mostly in DeKalb County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46705?
Indiana charges 7% statewide.
Is 46705 expensive to live in?
Median rent runs $711 a month, about 14% of median household income, and the median home is worth $144,100-14% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46705, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.