
Marion County · Indiana
ZIP code 46239
- Population
- 33,403
- Median income
- $92,160
- Median home
- $253,000
- Sales tax
- 7%
ZCTA residents
Household, past 12 months
Owner-occupied value
Indiana state rate
Quick answer
ZIP 46239 sits in Marion County, Indiana and is home to 33,403 people. Median household income is $92,160, the median home is worth $253,000 and median gross rent is $1,304. 82.1% of households own their home, and purchases are taxed at 7% (Indiana state rate).
- County
- Marion County
- State
- Indiana (IN)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 18097
807 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 46239
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 33,403ZIP 46239 residents
- Median household income
- $92,160Past 12 months, inflation adjusted
- Median home value
- $253,000Owner-occupied units
- Median gross rent
- $1,304Rent plus utilities, monthly
- Median age
- 34.7 yrsAll residents
- Homeownership rate
- 82.1%Owner-occupied households
ZIP 46239 in context
How this area compares with national benchmarks.
ZIP 46239 is a small city in Marion County, Indiana, with 33,403 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #50 of 807 ranked by population — larger than 93% of them. The median age here is 34.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 46239 earn a median of $92,160 a year, 17.3% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 7.2% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 46239 is valued at $253,000, 16.6% below the national figure, while median gross rent runs $1,304 a month, 7.3% below the national figure, or roughly $15,648 across a full year. A household on the local median income would put about 17% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 46239 in context
How 46239 sits inside Marion County and Indiana.
ZIP 46239 is tabulated inside Marion County, Indiana, one of 36 ZIP areas the Census publishes for that county and 807 across Indiana. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46239 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 46239 reports a median household income of $92,160, 54% above the $59,973 county median, and 34% above the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $253,000, 22% above the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,304 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Indiana charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 46239.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46239 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 46239
What a purchase inside this ZIP costs at checkout.
Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 46239 compares
ZIP 46239 against the median ZIP in Marion County and across Indiana.
| Measure | ZIP 46239 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $92,160 | $59,973 | $68,990 | +34% |
| Median home value | $253,000 | $207,250 | $168,100 | +51% |
| Median gross rent | $1,304 | $1,114 | $895 | +46% |
| Population | 33,403 | 27,270 | 2,793 | +1096% |
Medians are computed across the 36 ZIP areas in Marion County and the 807 ZIP areas in Indiana.
Statewide rank
Where this ZIP places among all 807 Indiana ZIP areas.
- Income
- #94
- Home value
- #100
- Population
- #50
richer than 87% of 734 state ZIPs
above 86% of 733 state ZIPs
larger than 94% of 807 state ZIPs
Comparable ZIP codes
Indiana ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Marion County.
Adjacent ZIP Codes
Other ZIP codes in Marion County, Indiana.
ZIP 46239 questions
Common questions about this ZIP code.
- Where is ZIP code 46239?
- ZIP 46239 lies mostly in Marion County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 46239?
- Indiana charges 7% statewide.
- Is 46239 expensive to live in?
- Median rent runs $1,304 a month, about 17% of median household income, and the median home is worth $253,000 — +51% against the typical Indiana ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Indiana Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.