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Marion County · Indiana

ZIP code 46201

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46201 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,650

ZCTA residents

Median income
$43,183

Household, past 12 months

Median home
$150,600

Owner-occupied value

Sales tax
7%

Combined state + local

Quick answer

ZIP 46201 sits in Marion County, Indiana and is home to 31,650 people. Median household income is $43,183, the median home is worth $150,600 and median gross rent is $929. 46.9% of households own their home, and purchases are taxed at 7% combined.

County
Marion County

FIPS 18097

State
Indiana (IN)

807 ZIPs covered

Area codes
317

NANPA codes serving this area

Metro area
Indianapolis

Rate jurisdiction used for tax

The numbers for 46201

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,650ZIP 46201 residents
Median household income
$43,183Past 12 months, inflation adjusted
Median home value
$150,600Owner-occupied units
Median gross rent
$929Rent plus utilities, monthly
Median age
34.3 yrsAll residents
Homeownership rate
46.9%Owner-occupied households

ZIP 46201 in context

How this area compares with national benchmarks.

ZIP 46201 is a small city in Marion County, Indiana, with 31,650 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #59 of 807 ranked by population — larger than 92% of them. The median age here is 34.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 46201 earn a median of $43,183 a year, 45% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 26.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 46201 is valued at $150,600, 50.4% below the national figure, while median gross rent runs $929 a month, 33.9% below the national figure, or roughly $11,148 across a full year. A household on the local median income would put about 25.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 46.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 46201 in context

How 46201 sits inside Marion County and Indiana.

ZIP 46201 is tabulated inside Marion County, Indiana, one of 36 ZIP areas the Census publishes for that county and 807 across Indiana. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 46201 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 46201 reports a median household income of $43,183, 28% below the $59,973 county median, and 37% below the $68,990 typical IN ZIP. Owner-occupied homes are valued at a median of $150,600, 27% below the county figure and 10% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $929 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 46201 carries 7% at the register, assembled from the Indianapolis jurisdiction stack: the Indiana state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 46201 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 46201 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 46201

What a purchase inside this ZIP costs at checkout.

Rate applied
7%Indianapolis jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

This ZIP falls inside the Indianapolis rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$781/mo20% down, 30-yr at 6.75%
Poverty rate
26.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46201 compares

ZIP 46201 against the median ZIP in Marion County and across Indiana.

MeasureZIP 46201County medianState medianvs state
Median household income$43,183$59,973$68,990-37%
Median home value$150,600$207,250$168,100-10%
Median gross rent$929$1,114$895+4%
Population31,65027,2702,793+1033%

Medians are computed across the 36 ZIP areas in Marion County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 4% of 734 state ZIPs

#705
Home value

above 38% of 733 state ZIPs

#454
Population

larger than 93% of 807 state ZIPs

#59

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46816Allen County$43,760$129,100$813
47303Delaware County$42,556$106,600$883
46960Pulaski County$44,012$130,200$579
46403Lake County$44,114$154,800$939
47118Crawford County$42,206$117,600$531
47561Knox County$42,202$85,600$680

Nearby ZIP codes

Other ZIP codes filed under Marion County.

Adjacent ZIP Codes

Other ZIP codes in Marion County, Indiana.

ZIP 46201 questions

Common questions about this ZIP code.

Where is ZIP code 46201?
ZIP 46201 lies mostly in Marion County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46201?
Purchases are taxed at 7% combined, built from the Indianapolis jurisdiction stack.
Is 46201 expensive to live in?
Median rent runs $929 a month, about 26% of median household income, and the median home is worth $150,600 — -10% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46201, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.