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ZipNumbers

Morgan County · Indiana

ZIP code 46158

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 46158 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
24,622

ZCTA residents

Median income
$79,877

Household, past 12 months

Median home
$241,500

Owner-occupied value

Sales tax
7%

Indiana state rate

Quick answer

ZIP 46158 sits in Morgan County, Indiana and is home to 24,622 people. Median household income is $79,877, the median home is worth $241,500 and median gross rent is $1,024. 81.7% of households own their home, and purchases are taxed at 7% (Indiana state rate).

County
Morgan County

FIPS 18109

State
Indiana (IN)

807 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 46158

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
24,622ZIP 46158 residents
Median household income
$79,877Past 12 months, inflation adjusted
Median home value
$241,500Owner-occupied units
Median gross rent
$1,024Rent plus utilities, monthly
Median age
44.7 yrsAll residents
Homeownership rate
81.7%Owner-occupied households

Sales tax in 46158

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Indiana levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,253/mo20% down, 30-yr at 6.75%
Poverty rate
8.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 46158 compares

ZIP 46158 against the median ZIP in Morgan County and across Indiana.

MeasureZIP 46158County medianState medianvs state
Median household income$79,877$79,877$68,990+16%
Median home value$241,500$202,100$168,100+44%
Median gross rent$1,024$960$895+14%
Population24,6223,5952,793+782%

Medians are computed across the 8 ZIP areas in Morgan County and the 807 ZIP areas in Indiana.

Statewide rank

Where this ZIP places among all 807 Indiana ZIP areas.

Income

richer than 73% of 734 state ZIPs

#197
Home value

above 84% of 733 state ZIPs

#119
Population

larger than 88% of 807 state ZIPs

#94

Comparable ZIP codes

Indiana ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
46180Morgan County$79,886$173,700$788
47967Montgomery County$80,139$119,600$1,063
46723Whitley County$80,183$198,800$781
47616Gibson County$80,208$77,900$1,042
46552St. Joseph County$79,464$211,500$811
46635St. Joseph County$79,416$193,100$942

Nearby ZIP codes

Other ZIP codes filed under Morgan County.

ZIP 46158 questions

Common questions about this ZIP code.

Where is ZIP code 46158?
ZIP 46158 lies mostly in Morgan County, Indiana. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 46158?
Indiana charges 7% statewide.
Is 46158 expensive to live in?
Median rent runs $1,024 a month, about 15% of median household income, and the median home is worth $241,500+44% against the typical Indiana ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 46158, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.