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Indiana · FIPS 18109

Morgan ZIP codes — Morgan County, Indiana

Quick answer

Morgan County is home to 72,202 residents with a median household income of $79,088 and a median home value of $220,100. 82.9% of households own their home and 8.5% of residents live below the poverty line. Looking for a Morgan ZIP code? 8 ZIP code areas fall inside Morgan County, Indiana, listed in full below.

Population
72,202Morgan County residents
Median household income
$79,088Past 12 months, inflation adjusted
Median home value
$220,100Owner-occupied units
Median gross rent
$988Rent plus utilities, monthly
Median age
41.6 yrsAll residents
Homeownership rate
82.9%Owner-occupied households

Morgan County, IN in context

How this area compares with national benchmarks.

Morgan County is a small city in Indiana, with 72,202 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 41.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Morgan County earn a median of $79,088 a year, essentially level with the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Morgan County is valued at $220,100, 27.5% below the national figure, while median gross rent runs $988 a month, 29.7% below the national figure, or roughly $11,856 across a full year. A household on the local median income would put about 15% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP codes in Morgan County

ZIP code tabulation areas whose land area falls mostly in Morgan County.

How to read this page

What these estimates cover.

Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cities and towns in Indiana

Largest Census places in Indiana by population.

Nearby counties

Other counties in Indiana.

Frequently asked questions

Common questions about this area.

What is the population of Morgan County?
Morgan County has 72,202 residents on Census ACS 2019-2023 ACS 5-year estimates.
What is the median household income in Morgan County?
Median household income in Morgan County is $79,088 a year, essentially level with the national figure of $78,538.
How much does it cost to rent or buy in Morgan County?
Median gross rent is $988 a month and the median home value is $220,100, so rent absorbs about 15% of median household income.
Is Morgan County affordable compared with the rest of the US?
Homes cost about 2.8× the local median income here versus roughly 3.9× nationally, so Morgan County is more affordable to buy in than the typical US market, and rent takes 15% of median income against the 30% cost-burden line.
How current is this Morgan County data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.