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ZipNumbers

Jackson County · Florida

ZIP code 32440

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32440 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,048

ZCTA residents

Median income
$53,974

Household, past 12 months

Median home
$85,000

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32440 sits in Jackson County, Florida and is home to 8,048 people. Median household income is $53,974, the median home is worth $85,000 and median gross rent is $827. 65.6% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Jackson County

FIPS 12063

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32440

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,048ZIP 32440 residents
Median household income
$53,974Past 12 months, inflation adjusted
Median home value
$85,000Owner-occupied units
Median gross rent
$827Rent plus utilities, monthly
Median age
38.9 yrsAll residents
Homeownership rate
65.6%Owner-occupied households

Sales tax in 32440

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
1.6×Home value ÷ household income
Est. mortgage
$441/mo20% down, 30-yr at 6.75%
Poverty rate
23.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32440 compares

ZIP 32440 against the median ZIP in Jackson County and across Florida.

MeasureZIP 32440County medianState medianvs state
Median household income$53,974$48,625$69,820-23%
Median home value$85,000$111,000$295,700-71%
Median gross rent$827$808$1,494-45%
Population8,0483,22418,904-57%

Medians are computed across the 12 ZIP areas in Jackson County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 20% of 948 state ZIPs

#760
Home value

above 1% of 935 state ZIPs

#928
Population

larger than 27% of 1,013 state ZIPs

#737

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
34982St. Lucie County$54,025$228,300$1,254
34972Okeechobee County$53,902$193,300$994
33850Polk County$53,877$215,700$1,072
33881Polk County$53,867$177,400$1,153
32132Volusia County$53,860$234,900$1,316
32119Volusia County$53,795$215,200$1,371

Nearby ZIP codes

Other ZIP codes filed under Jackson County.

ZIP 32440 questions

Common questions about this ZIP code.

Where is ZIP code 32440?
ZIP 32440 lies mostly in Jackson County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32440?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32440 expensive to live in?
Median rent runs $827 a month, about 18% of median household income, and the median home is worth $85,000-71% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32440, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.